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Increasing mortgage payment on rental property?
I have a rental property with variable mortgage. With the consecutive rate increases in the last year, my mortgage payment is not enough to even pay down the interest. I increased the payment last year, but looks its not enough. My mortgage balance is now higher than what it was ...
- lightspeed
- May 12th, 2023 1:41 pm
- Forum: Personal Finance
- Personal Finance
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May 12th, 2023 1:41 pm
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Services company wants payment using one of several payment platforms - which is best?
Other than paying a $20 US surcharge, there's an investment advice company that asks for payment through any of these payment platforms. We accept Crypto USDT Skrill Neteller Telegram wallet Webmoney Perfect Money I had never heard of any of these and I don't have any ...
- cannon_fodder
- May 6th, 2023 7:00 am
- Forum: Personal Finance
- Personal Finance
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May 6th, 2023 7:00 am
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CRA applied April 28 Climate action incentive payment to my tax owed so now I have a credit balance of $213.50
... in to check to ensure it went through and was surprised to see I had a credit of $213.50. The statement shows they applied the Climate incentive payment on April 28 to the balance owing. I didn't know they would do this so paid the full amount on May 1. The express NOA did not indicate they were ...
- sillysimms
- May 4th, 2023 6:01 pm
- Forum: Personal Finance
- Personal Finance
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May 4th, 2023 6:01 pm
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Pay CRA income tax on last day with online banking, will payment be considered late?
... my taxes on April 30th and paid on the same day through my online bank. However, I don't really know how online banking works, whenever I send my payment it's not instant I assume, does it take a few days for them to receive it? If so, will my payment be considered late and I would had to file ...
- cellucc
- May 2nd, 2023 10:10 am
- Forum: Personal Finance
- Personal Finance
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May 2nd, 2023 10:10 am
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What happens when remaining balance on mortgage is less than monthly payment
Setting up a prepayment strategy for my mortgage and want to pay it off in the 5 year term. Obviously getting it down to exactly $0 at term end is tricky. What happens if I prepay enough that by the second last payment my remaining ...
- darkest_night
- Apr 22nd, 2023 12:25 pm
- Forum: Real Estate
- Real Estate
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Apr 22nd, 2023 12:25 pm
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Auto loan amortization? Lump sum = lower payment or shorter term?
If you have a standard auto loan for let's say $20k over 5 years.Let's also say you just started it.If after a year, you have $10k to put towards the loan, will it lower your monthly payments going forward or will your term just be shorter based on the same monthly payment?
- Tijuana
- Apr 7th, 2023 9:25 am
- Forum: Personal Finance
- Personal Finance
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Apr 7th, 2023 9:25 am
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How long do you receive payment from the dealership after selling your car?
Hi all,We're selling our car to the dealership, the car has been paid off.The dealership says it'll take one or two days to get the cheque ready for me to pick up.Is it normal?Thanks,Jeff
- jeff840322
- Apr 6th, 2023 2:59 pm
- Forum: Automotive
- Automotive
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Apr 6th, 2023 2:59 pm
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Payment Calculator from Honda Website
I was wondering if the payment calculator from the Honda website or any manufacturer should be close in line with the payment calculations that the dealership gives me, especially if it’s at MSRP and the same interest rates. I don’t ...
- DRGN89
- Mar 20th, 2023 10:22 pm
- Forum: Automotive
- Automotive
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Mar 20th, 2023 10:22 pm
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Missed payment on borowell credit score
Hello, guys! I noticed I have 1 missed payment on my Borrowell credit score, at the same time my Credit Carma shows 100% Payment history and no issues. I really don't remember any missed or very late payments, so I have reasonable doubts about ...
- hastalavista
- Mar 9th, 2023 9:13 pm
- Forum: Personal Finance
- Personal Finance
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Mar 9th, 2023 9:13 pm
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Watch for Stock Brokers Chewing the Interest from the Dividends
I changed the title to remind people of the dividend payment day. The account in some brokers does not show the dollars you should receive on the dividends payment date. CIBC Investor edge is one day later. Someone reports that some other broker has ...
- mike20002019
- Feb 24th, 2023 1:22 pm
- Forum: Personal Finance
- Personal Finance
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Feb 24th, 2023 1:22 pm
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Mortgage pre payment penalty question - lumpsum payment over allowed limit .
My mortgage is with TD . I m allowed to put in 15% of my original mortgage amount without any penalty in a calendar year. Anything more, penalty will be 3 months interest. Suppose my 15% is $100. March 1st 2023, I prepay $130. I get hit with the 3 months interest. June 1st 2023 , I prepay another $1...
- emale
- Feb 22nd, 2023 12:36 pm
- Forum: Personal Finance
- Personal Finance
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Feb 22nd, 2023 12:36 pm
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is there a Climate Action Incentive Payment 2023 ?thx
is there a Climate Action Incentive Payment 2023 ?thx
- kocoman
- Jan 28th, 2023 12:45 pm
- Forum: Personal Finance
- Personal Finance
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Jan 28th, 2023 12:45 pm
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Vanguard VDY : very low dividend payment on Feb 8th, anyone knows why?
... why the upcoming distribution is so low? VDY is dominated by TSX majors: financials, energy, telecom. Thank you. ------------------------- Type Payment Date Cash Distribution per Unit Income 09 Jan 2023 $0.147973 Capital Gains (ETFs) 09 Jan 2023 $0.000000 Income 08 Dec 2022 $0.188490 Income ...
- rudyrednose
- Jan 25th, 2023 5:19 pm
- Forum: Investing
- Investing
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Jan 25th, 2023 5:19 pm
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[Triangle WE Mastercard] Earn $10 CT Money for one subscription payment on your Triangle WE Mastercard - YMMV ?
I received the offer in my email so not to sure if targeted or not. Check your emails I guess. Easy $10 CT cash. https://i.imgur.com/bfpTbtt.png
- badbeerbreath
- Jan 20th, 2023 5:34 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Jan 20th, 2023 5:34 pm
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Payroll Source Deductions, if I submit remittance now (before Jan 15th) but with a scheduled payment on 20th. Late?
Due to 5 BUSINESS days min required for scheduled payments at CRA, the earliest I can do this is 20th. Am I going to be penalized or is it OK long as I submit the remittance now (before 15th)
- BCnaturelover
- Jan 12th, 2023 8:29 pm
- Forum: Entrepreneurship & Small Business
- Entrepreneurship & Small Business
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Jan 12th, 2023 8:29 pm
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HST Payment and Rebate on Investment property
... is that at time of closing, how much HST i will have to pay. Is it 13% of 676,000 ? How does the NRRP rebate works and how much of this HST payment we can get back with 1 year lease agreement. Just trying to determine the amount of funds needed at closing. Thanks..
- Salute
- Jan 10th, 2023 6:16 am
- Forum: Real Estate
- Real Estate
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Jan 10th, 2023 6:16 am
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Payment Processor for Small, Online Transactions?
... only. I also don't anticipate large sales volumes, especially at the start, so I'd like to avoid the monthly fees as well. Looking around at payment processors, they all seem to have a 30 cent transaction fee, which is 10% of my total charge. Do I have any better options here? Do I need to ...
- kinggf
- Jan 10th, 2023 1:13 am
- Forum: Entrepreneurship & Small Business
- Entrepreneurship & Small Business
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Jan 10th, 2023 1:13 am
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Lumpsum payment to mortgage vs GIC in TFSA
If you have 50k, is it better to pay towards a lumpsum payment on a fixed mortgage at 2.7% interest or invest that money into a 5% GIC in a TFSA account for a Year?
- toradian
- Jan 4th, 2023 8:45 pm
- Forum: Personal Finance
- Personal Finance
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Jan 4th, 2023 8:45 pm
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lump payment on mortgage question
... we live in. The current mortgage contract ends in Oct 2023. Let's say the balance will be 500K CAD Do you know if is it possible to do a lump payment after our current term ends and before the new one begins? In my example the lump payment would be for 200K CAD, so if this is possible, the ...
- Ruri
- Dec 23rd, 2022 6:04 pm
- Forum: Real Estate
- Real Estate
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Dec 23rd, 2022 6:04 pm
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Collecting payment online - recommendations needed
I'm currently using square to send invoices. Now I want to be able to send a link to one or more clients, where they can pay $X with their credit card, along with a few custom fields (eg. name, date, location). Once someone uses the link to enter the details and pay, I'd like to receive this informa...
- jadoocian
- Dec 13th, 2022 11:00 pm
- Forum: Entrepreneurship & Small Business
- Entrepreneurship & Small Business
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Dec 13th, 2022 11:00 pm