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Help this completely lost person when it comes to personal finance
I have 30k just sitting in my regular bank saving account at 2.5% interest rate. I’m planning to use this money to pay towards my mortgage when I refinance in August this year.What can I do with this 30k in the mean while? Help this completely lost person, I’m so bad with personal finance…😵
- Hanimoon
- Jan 4th, 2023 1:33 pm
- Forum: Personal Finance
- Personal Finance
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Jan 4th, 2023 1:33 pm
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Removal of Subforum links in Personal Finance
I primarily browse Personal Finance and its 3 subforums(Investing, RE, CC). Having links to the 3 subforums made it easier to browse between them. I've long wondered why the 3 subs didn't also have links to PF and the other 2 subforums. ...
- S5
- Jun 29th, 2022 1:23 pm
- Forum: Site Comments & Suggestions
- Site Comments & Suggestions
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Jun 29th, 2022 1:23 pm
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Best personal finance books to read
I’m a book lover and have been thinking about jumping into one of the books listed here for beginners. Clever Girl Finance is one that’s been on my radar for a while, and I have family and friends who swear by Dave Ramsey’s Total Money Makeover. Does anyone else have ideas not listed here? Or sugges...
- jonmac547
- Jan 26th, 2022 1:55 pm
- Forum: Personal Finance
- Personal Finance
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Jan 26th, 2022 1:55 pm
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Personal Finance Tracking Applications
What is everyone using these days to budget, track investments, mortgages and loans etc? I’m doing a trial of Quicken for Mac but it’s missing quite a few features and only seems to support my TD accounts for direct downloading of transactions. I’m very much used to envelope budgeting which I prefer...
- Jagstyles
- Nov 16th, 2021 5:42 pm
- Forum: Personal Finance
- Personal Finance
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Nov 16th, 2021 5:42 pm
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Personal finance hacks
... often. I am sure some RFDers may find some of these very basic, but maybe there are some who aren't aware and find them useful. Do you have any personal finance "hacks"? Share them here! -When thinking about your marginal tax rate, it's helpful to include your Canada Child Benefit ...
- Ambroch
- Aug 15th, 2021 12:51 pm
- Forum: Investing
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Some news from McGill Personal Finance Essentials
Hi all, As a member of the McGill Personal Finance Essentials team and knowing that our free entry-level personal finance course ( mcgillpersonalfinance.com ) pops up on this forum periodically, I wanted to share a few quick updates. 1) Our ...
- PersonalFinanceEssentials
- Jun 17th, 2021 3:34 pm
- Forum: Personal Finance
- Personal Finance
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Jun 17th, 2021 3:34 pm
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Personal Finance Accreditation
I help out a few Neigbours and relatives with Personal Finance (ie Estate Planning, centralizing all finances under a preferred Bank, setting up online banking etc) and am thinking to start to charge a fee of $50/hr. 1. How much should I be charging? ...
- ronatola
- Nov 30th, 2020 1:34 pm
- Forum: Careers
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Recommend some life changing personal finance books
I'm pretty uninformed about personal finance, wealth and investment matters. Looking for some books or literature to help me have a secure financial future.Thanks!
- Driverbe
- Aug 10th, 2020 5:26 pm
- Forum: Personal Finance
- Personal Finance
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Aug 10th, 2020 5:26 pm
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[McGill University] FREE McGill Online Personal Finance Essentials Course Open For Registration
A new session of McGill's Personal Finance Essentials online course is now open for registration .I think this is worth sharing since the very basic but critical knowledge from this course can save a lot of money and be a 'Lava Hot' deal over time for everyone.
- boryahjasper
- Aug 1st, 2020 5:42 am
- Forum: Expired Hot Deals
- Expired Hot Deals
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Aug 1st, 2020 5:42 am
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McGill University Free Personal Finance Course *Online*
Free online university course for Personal Finance. Figured if there's any of us that needs personal finance management, it's the Hot Deals community. If this is in the wrong forum, please move, thanks. Here's the previous thread. https://forums.redflagdeals.com/mcgill-collaboration-rbc-future-launch-globe-mail-mcgill-univ-free-online-course-personal-finance-essentials-2368368/
- Richard1986
- Jun 30th, 2020 6:43 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Jun 30th, 2020 6:43 pm
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[Ontario] Support for Families payments - $200
Did anyone receive the Support for Families payment of $200/child announced more than a month backI have applied for direct deposit, but still did not receive anything
- membrs
- May 9th, 2020 8:46 pm
- Forum: Parenting & Family
- Parenting & Family
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May 9th, 2020 8:46 pm
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Separation agreement
I divorced 4 years ago, my ex wife told me that will be ok to have one lawyer to sign separation agreement, we can split cost for lawyer. She found a lawyer who did agreement for us. On that time verbally we agreed that I’m going to pay 1100$ for child, it will include everything.After signed agreem...
- Trofim
- May 6th, 2020 11:46 pm
- Forum: Parenting & Family
- Parenting & Family
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May 6th, 2020 11:46 pm
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[McGill] McGill personal finance essential is open for registration
... professors from McGill University's Desautels Faculty of Management, the course is open to everyone. Finish all course modules to receive a McGill Personal Finance Essentials attestation of completion.
- smartie
- May 1st, 2020 12:34 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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May 1st, 2020 12:34 pm
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[McGILL - In collaboration with RBC Future Launch and The Globe and Mail] McGILL Univ: Free Online Course - PERSONAL FINANCE ESSENTIALS
McGILL PERSONAL FINANCE ESSENTIALS In collaboration with RBC Future Launch and The Globe and Mail If you're ready to take charge of your personal finances, then you're in the right place. From budgeting to borrowing, real estate ...
- SindbadRFD
- Apr 14th, 2020 2:54 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Apr 14th, 2020 2:54 pm
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Sub-forum under Personal Finance for COVID-19 relief?
... the large number of programs announced, and the number of related threads discussing it, it might be a good idea to create a new sub-forum under Personal Finance, at least temporarily. A large number of Canadians are going to be seeking information on how to take advantage of these programs, ...
- Scote64
- Apr 1st, 2020 12:48 am
- Forum: Site Comments & Suggestions
- Site Comments & Suggestions
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Apr 1st, 2020 12:48 am
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Software for managing personal finance (budgeting, net worth, investments, etc.)
I would be grateful if anyone could share their experiences with paid and free software for personal finance. This includes pros/cons, capabilities, pricing (for paid software), etc. I myself mostly used spreadsheets. I am getting to the point where this becomes cumbersome. ...
- stanleyinfrared
- Dec 19th, 2019 8:04 pm
- Forum: Personal Finance
- Personal Finance
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Dec 19th, 2019 8:04 pm
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FREE Suze Orman University Personal Finance Online Course (reg $54)
I heard Suze give out this code this morning in an interview on CNBC to get her online course for FREE. This normally costs $54, and once you sign up, is good for life (not sure how often there is new material added). Steps: 1. Go to www.suzeu.com 2. Click on the "Activate your gift code" ...
- MarleauP
- Jun 3rd, 2019 4:14 pm
- Forum: Expired Freebies
- Expired Freebies
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Jun 3rd, 2019 4:14 pm
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Canadian personal finance conference 2018
Saw this being promoted by my stack app. Has anyone been to this conference? Is it worthwhile attending?
- wez042179
- Nov 1st, 2018 11:23 am
- Forum: Personal Finance
- Personal Finance
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Nov 1st, 2018 11:23 am
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Personal Finance Review with HELOC and Real Estate
Home Value: FMV $1.1 Million Home - outstanding mortgage $237K @ 2.95% renewal Jan 2023 Other Debts: Credit Card $1k, Car Loan $37k, HELOC $203K Credit Rating : 775 We are able to afford automated payments of $2600 + $700 (interest) per month on HELOC ( I hate debt ) Due to our aggressive HELOC paym...
- stryka
- Oct 26th, 2018 11:48 am
- Forum: Personal Finance
- Personal Finance
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Oct 26th, 2018 11:48 am
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Personal Finance Review - Getting set for Baby
Hi Guys, My wife and I are 31 and 33 years old and have our first baby coming in April 2019, we’re thrilled and It’s got us reviewing our finances to make sure we’re ready. We’re looking for some help in assessing the situation and identifying the best next steps. Household income: $138,000 Owner oc...
- retsrof
- Oct 20th, 2018 3:08 pm
- Forum: Personal Finance
- Personal Finance
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Oct 20th, 2018 3:08 pm