Scenario: I'm in need of approximately $6-7k in the next month. I currently have a CIBC Aerogold card as my only way of borrowing money. I'm hoping to pay it all back this borrowed money gradually over the next year Is it better for me to get a LOC or... switch to a low-interest CC, take the maximum...
Oct 3rd, 2013 11:48 pm
I have a mortgage currently and we're looking to budget for our next home. I've researched porting a mortgage and found a lot about the interest rate, but mixed information regarding how much of a down payment is needed. The sale price of my current home I expect to be around $135,000 The balance of...
Aug 10th, 2013 10:56 am
I'm in the US a lot (for business and pleasure) and would like to have an American credit card. Not a Canadian card that uses US dollars, but a card from a bank/store in the US. I do have an American mailing address, but I don't have any American credit history, am not an American resident/citizen/v...
Jan 13th, 2013 7:53 am
Good news. http://www.fin.gc.ca/n12/12-151-eng.asp
Nov 26th, 2012 10:00 am
I canceled my credit card a few years back. I tended to carry a balance and I realize that. However, I am starting to want a credit card to pay for my gas and various purchases I would make throughout a week/month. Our fuel bill is about $4200 a year. Our home heating oil is about $4200 a year. My c...
Oct 18th, 2012 9:33 pm
I am looking for a personal finance budgeting tool or site where I can add my bill payments check my budget, see some graphs on my spending, investments etc.
Aug 27th, 2012 6:05 pm
Please delete
Jun 20th, 2012 7:02 am
I have $5000 RRSP contribution room for 2011. My gross income in 2011 was just a shade under $32,000 (pre-tax) - but I only worked 10 months. At this income level is it a net gain to use up my RRSP room for 2011? I know I would get the tax-back on a $5000 RRSP contribution, but given my income level...
Feb 6th, 2012 10:34 am
My RRSP limit is $10,000. This year, I have contributed $500 to my work RPP and they have matched the $500 - so $1000 has gone into my RPP this year. How much space do I have left in my RRSP for this year? $10,000? $9,500? $9,000? Does what has been put into my RPP count as an RRSP contribution, or ...
Jan 27th, 2012 5:26 pm
So for all of those who have been out camping and have not yet heard the news of the S&P credit downgrade for US borrowing, it is costing the US more money to borrow on its debts. THis may impact stocks further, short term, simply due to the timing of the announcement (after the close on Fri) bu...
Aug 6th, 2011 10:09 pm
Apparently, a class action has been launched against Crelogix Acceptnace, Travelers Acceptance and their VP of Collections Michael Mills.It appears that they were knowingly taking money from people who did not in fact owe them money...Thoughts?
Apr 14th, 2011 1:47 pm
Hi everyone! A couple of months ago you might remember a thread floating on here about a product launching called Wiser Wallet. Old beta thread is here for reference , we've gotten some really positive comments from RFD! Well, after all the feedback and bug fixes we got from the community, we have n...
Feb 12th, 2011 11:05 am
Hi there everyone, Does anyone have any comments/recommendations on canadian financial newsletters? . I'm looking for new sources of financial information and would like to get people's point of view on the various ones out there. Also, has anyone used the Valideidea.com website? Thanks in advance, ...
Oct 26th, 2010 11:26 am
Hello, all. While Googling for advice this forum kept coming up, so I figured it must be the best place to ask a question. After enjoying a long-standing and well-earned positive credit rating, an item has suddenly come up on my Transunion report that doesn't make much sense. (And, yes, it came up t...
Jun 28th, 2010 6:20 pm
Financial Post just started a new round of their "Stock Market Challenge" game. $60,000 in prizes. Not a bad way to hone your skills without any risk. http://www.fpstockchallenge.com/
Oct 19th, 2009 1:35 pm
Hello, I already got an ING ISA account in Canadian Funds. I wanted to open up another account with ING in USD Funds (US$ ISA). I am planning to buy big appliances next spring and tought it would be a good move to convert my savings in USD now to benefit from the good exchange rate now. The exchange...
Oct 13th, 2009 10:20 am
Hey guys, I am a Canadian citizen and to my surprise, I have recently found myself being turned down for credit. I already have a Visa card with my bank but I had one unpaid debt of a couple hundred dollars on my credit report (one of those furniture store credit cards). Truth be told, I had no idea...
Aug 24th, 2009 9:00 pm
... coming. This software is a cheaper solution to getting a real filing cabinet! It's got folders for everything in life [they weren't kidding]: personal finance, insurance, certificates, receipts, context-sensitive contact lists and "trackers" and more. Archiving to other digital/electronic ...
Feb 19th, 2009 5:53 am
Quicken Online has dropped it's $2.99(US) monthly service fee and are offering their budgeting, expense tracking software for free. http://quicken.intuit.com/online-banking-finances.jsp Canadian Banks supported: TD Canada Trust CIBC Online Royal Bank of Canada Scotiabank Bank of Montreal ING Direct ...
Jan 26th, 2009 4:43 pm
I'm trying to figure out credit card to get and I'm wondering if:1) I should go with Aeroplan or AirMiles2) Which bank I should go with?3) Whether the "Gold" or "Platinum" cards are worth the extra cost.Any ideas?
Nov 25th, 2008 3:41 pm