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Insight request on loan or dividend withdrawals - life insurance policy
... about 8%. 2. Try to get a bank to give a loan using the two policies value as collateral. 3. Withdraw the 15k in accumulated dividend from the one policy and then use that as a deposit with a bank to take out 25k total. Which of the three would many of you suggest is better? Note, number 2 and ...
- choirboy
- Jan 4th, 2023 12:58 am
- Forum: Personal Finance
- Personal Finance
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Jan 4th, 2023 12:58 am
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WestJet Updated Schedule Change Policy
... I said I'd see if I could move some things around with work, and I'd call back. FYI, the policy used to be +/- 7 days for international flights, and was then moved to +/- 3 days prior. Well, work wasn't so happy, as understandably it's the ...
- Phonophoresis
- Dec 10th, 2022 12:11 am
- Forum: Travel
- Travel
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Dec 10th, 2022 12:11 am
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Participating policy for self employed individuals
... out 90 percent of what's compounded at any time after the first year. There's no penalty for not contributing for a certain period. I believe this policy is for 20 years from SunLife. Anyone have experience with this? I want to hear others experiences before committing to this? Also, the planner ...
- AnnCook
- Dec 1st, 2022 9:43 pm
- Forum: Personal Finance
- Personal Finance
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Dec 1st, 2022 9:43 pm
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The Brick blatantly lying to their customers about their warranty policy
... original unit and the new equivalent unit is now $1150 ($1000 + tax)! I went to the store again and ask a new sales person about their warranty policy and was told the same exact lie, i.e. they'll replace the unit with the same model or better if it fails for 5 years! After confronting the store ...
- mac111
- Nov 28th, 2022 6:59 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Nov 28th, 2022 6:59 pm
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Air Canada: Restrictive cancellation policy is BS
Is this a new thing? " When multiple fare options are combined, the most restrictive cancellation policy and refund fee will apply to your entire ticket ." I wanted to book tickets to Istanbul, for a few months trip. My plan was to get an economy ticket on the outgoing ...
- celticbhoy
- Nov 19th, 2022 11:11 am
- Forum: Travel
- Travel
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Nov 19th, 2022 11:11 am
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Amazon Holiday Returns Policy
The website states : For the 2022 Holiday Season, most of the items purchased between October 11 and December 25, 2022 can be returned until January 31, 2023. https://www.amazon.ca/gp/help/customer/display.html?nodeId=GKM69DUUYKQWKWX7 Does that mean that an electronic item like a speaker purchased n...
- nicermog
- Oct 22nd, 2022 2:21 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Oct 22nd, 2022 2:21 pm
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Asked for a significant raise to match the market. Got low balled due to policy
... did not line up 100% with mine. Then he said he could never submit a request to give someone a 20% increase and it was just too much as company policy is raises can only be between 3-5% annually. The best they could do is 4% at this time. I wasn't prepared for this low of an increase so I said ...
- otmshank
- Oct 10th, 2022 2:01 pm
- Forum: Careers
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New policy on Amazon e-book returns
No more returns within 7 days. https://gizmodo.com/ebook-amazon-return-policy-1849573206 "Speedreaders Lose, Authors Win in New Amazon Ebook Policy Change" Amazon will accept your ebook return, but only if you haven't read more than 10% of the book. ...
- Scote64
- Sep 23rd, 2022 2:44 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Sep 23rd, 2022 2:44 pm
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CAA Auto insurance policy documents delay
I applied for CAA my pace auto insurance through broker in first week of August but I haven’t received the policy number and documents yet. I talked to the broker and he sent me temporary liability slip and told me that CAA insurance is just backlogged. Did anyone here experience ...
- simrannagra9
- Aug 18th, 2022 1:57 pm
- Forum: Automotive
- Automotive
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Aug 18th, 2022 1:57 pm
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Bank of Canada hikes policy interest rate by 100 BPS TO 2.5%
Well, that's one way to go. Economists were all predicting 75 bps hike. Where do we go from here?
- adamtheman
- Jul 13th, 2022 10:04 am
- Forum: Personal Finance
- Personal Finance
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Jul 13th, 2022 10:04 am
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Personal trading policy in Big 5 finance department
wanted to gain some insight on the personal trading policies in a big 5 bank in middle office/finance. I've asked compliance, they say they don't know if I have one. My manager doesn't preclear trades and has been with the bank for over 10 years. Not sure who else to ask... any insight will be great...
- Ryusha
- May 5th, 2022 11:05 pm
- Forum: Careers
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? Loan from a Canada Life insurance policy ?
Has anyone done this recently ? How long is this likely to take; to have money transferred into my bank account ? The policy was originally started with Great West Life over 50 years ago. ( Changes were made in tax policy for life insurance started prior to Dec 1 , 1982 ) I haven't ...
- David MacF
- Apr 23rd, 2022 12:05 pm
- Forum: Personal Finance
- Personal Finance
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Apr 23rd, 2022 12:05 pm
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WestJet cancellation policy question
WestJet's current policy allows one free change or cancellation. I understand how they would limit you to only one change for a booking, but can they limit you to only one free cancellation? If I cancel a booked flight and then book ...
- yycguy1
- Apr 8th, 2022 8:22 am
- Forum: Travel
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Buying a vehicle under my corporation, can I have my personal auto insurance policy on it?
Hey Guys I am buying a vehicle on my corporation name for tax benefits, but I will want to insure the vehicle on my personal insurance policy. I am am the only owner of the company and will be the only driver. Would I need commercial insurance or personal insurance good too? It is a normal ...
- Zephyr00
- Apr 3rd, 2022 3:37 pm
- Forum: Automotive
- Automotive
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Apr 3rd, 2022 3:37 pm
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Proxy fight over McDonald's treatment of pigs
Bloomberg: Icahn Preps Proxy Fight at McDonald's Over Treatment of Pigs
- Bb0231
- Feb 20th, 2022 8:50 pm
- Forum: Food & Drink
- Food & Drink
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Feb 20th, 2022 8:50 pm
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Inclusionary zoning policy Toronto
https://youtu.be/0pHTmzHmBsQIs it true ?What do you think the impact?Tc
- love0715
- Jan 10th, 2022 2:35 pm
- Forum: Real Estate
- Real Estate
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Jan 10th, 2022 2:35 pm
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Air Canada Free Change Policy
Air Canada has a free changes policy until January 31, 2022. Their website says "Unlimited changes, no change fees" until January 31,2022. There is a flight I am looking at that is cheaper roundtrip than one way. Would I be able ...
- dealguru101
- Jan 3rd, 2022 12:59 pm
- Forum: Travel
- Travel
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Jan 3rd, 2022 12:59 pm
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Is Costco's "exchange" policy only 30 days?
I just got off the phone with Costco and a guy told me that Returns are 90 days and Exchanges are only 30 days?? I thought returns/exchanges are the same and are both 90 days? I want to exchange a TV right now, but they don't currently have any stock, so I really hope this is not true and that I can...
- kt86
- Oct 27th, 2021 1:25 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Oct 27th, 2021 1:25 pm
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PSA: Loblaws (Ontario) policy change on 18L water bottle deposit.
No more cash back on your deposit. Now you get a "chit" for future purchase.
- Buford
- Oct 22nd, 2021 5:31 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Oct 22nd, 2021 5:31 pm
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FIDO's new policy
... one of them just got changed by FIDO to some "250MB Data & Text" plan. I called and asked why the change. I was told it's FIDO's new policy that you can't have data-only lines (or some variation of that). Question: what can I do about it? I don't want to pay more and I don't need ...
- small_potato
- Oct 21st, 2021 10:10 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Oct 21st, 2021 10:10 pm