Pre-authorized Payment Discussions, Offers & Promotions

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  • Easiest charity to setup pre-authorized payment on?

    ... to donate to, in order to fulfill one of those banking promotion conditions. Preferably the charity should fulfill all these criteria: 1. allows pre-authorized payment (PAD) 2. fast and easy to sign up and cancel online (no phone calls needed) 3. able to specify a small dollar amount donation ...

    • iamzill
    • Jun 1st, 2022 3:12 pm
    • Forum: Personal Finance

  • Automatic Pre-authorized Payment of Full Balance on Credit Card possible?

    I'm trying to set up automatic pre-authorized payments of full balances from all credit cards from my chequing account.I don't want to spend time paying them or reminders of when I need to pay a credit card bill; just want it automated.Is this possible without sending in paper forms?

    • QuicKi7
    • Jul 10th, 2020 4:41 pm
    • Forum: Personal Finance

  • PRE-Authorized Payment Delayed (Bank Switch)

    My wife's current bank, BMO, where she has a car loan (pre-authorized payment) accepted the completed PAD agreement (August 3rd) for the switch to CIBC. The car payment is due today, August 9th, but the other bank shows no sign of this new payment. ...

    • mbm2018ca
    • Aug 9th, 2018 3:29 pm
    • Forum: Personal Finance

  • Are merchants charged for pre-authorized payment declined?

    Just wondering how this works internally , it looks to me like this system could be better managed; especially taking into account that pre-authorized payment is mandatory to be a customer of certain services. If you lose your card and your number changes, all your pre-authorized companies ...

    • cloneman
    • Feb 1st, 2017 7:41 pm
    • Forum: Shopping Discussion

  • Pre-Authorized Payment Lag

    I have my credit card set up for Pre-Authorized payments. Noticed the payment was credited in my credit card transactions list (BMO) yesterday (September 13) but not yet drawn from my chequing account (different bank). Just noticed that I didn't have sufficient funds in the account yesterday but do ...

    • crownme
    • Sep 14th, 2016 11:38 pm
    • Forum: Personal Finance

  • Take notice if you set up Wind Mobile Pre-Authorized payments!

    Three of my friends and family went to Wind on boxing day to get what are admittedly some great deals. We all setup pay before pre-authorized payments but as of last night, our service was de-activated saying there was no balance on the account. After many attempts to call Wind, we sorted out the pr...

  • How does direct deposit/debit work?

    I'm curious if anyone in the banking system or just knows exactly how these things work? What is it at the fundimental level? A wire trasnfer? I made a post about how much of an anochronism checks are, and am curious why I can't do the same thing to move money between accounts? I get direct deposit ...

    • seadog83
    • Dec 1st, 2012 8:48 pm
    • Forum: Personal Finance

  • Cancel bell pre authorized credit card payments???

    Anyone know how to cancel these auto payments on cc from bell? I can find where to change it to another cc number (which I can enter all '0' I suppose) but no where to remove it all together. I want to cancel that so I can pay the 'correct' amount on my final bill when they will inevitably overcharg...

    • redgrandam
    • May 25th, 2011 7:42 pm
    • Forum: Shopping Discussion

  • Putting a stop-payment on your bank account?

    I'm with scotiabank..Anyone ever try to do a stop-payment? Is it a one time fee and it stops the company from taking money from your account for good? Or only one time?Thanks.

    • danyheatly
    • Mar 28th, 2010 1:06 pm
    • Forum: Personal Finance

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