Purchasing Discussions, Offers & Promotions

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  • Purchasing condo without a Realtor

    I'm looking to purchase a resale condo without a Realtor in Toronto and had a few questions: 1. Are there any good guides on drafting an Agreement to Purchase and Sale? Or buying without a realtor in general? 2. Any recommended lawyers for this scenario? I will have them review the APS as well as al...

  • Purchasing rental property with girlfriend - how to split shares?

    So my girlfriend and I are looking to purchase our first rental property. We've been together for 2 years and we're committed for the long run. Now, we're also both very down to earth and we know that we should always prepare for all situations, including a break up for example. Property is 500k, 4 ...

    • poissonn
    • Mar 2nd, 2021 4:54 pm
    • Forum: Real Estate

  • How do I go about purchasing a pre-construction?

    ... looking at several pre-construction projects and I was wondering what steps I would need to take to purchase a unit? 1. Is realtor mandatory when purchasing directly from builders? 2. If realtor is not mandatory, do I just give the builder a call in order to schedule some sort of meeting? 3. Anyone ...

    • blitzforce
    • Feb 22nd, 2021 1:24 pm
    • Forum: Real Estate

  • Delete

    Assuming you could get an investment property mortgage for 1.79% or a HELOC for 2.35% wouldn't it be better to use a HELOC? You could make interest only payments which would be 100% tax deductible and use the added cash flow to pay off other non tax deductible debt like a primary residence. My prima...

    • mazerbeaner
    • Dec 17th, 2020 2:18 pm
    • Forum: Real Estate

  • legal/tax implications regarding purchasing a condo for my son

    I'm planning on helping my son purchase a condo. The way i view it is that I'm giving / gifting the purchase cost of the condo to my son. I don't plan on him repaying me. However, being older and more pessimistic than he is, I am concerned about the potential of his current fiance (and soon to be wi...

    • KCMarkham
    • Dec 8th, 2020 5:03 am
    • Forum: Real Estate

  • Potentially purchasing a home in the coming weeks... Question about appliances...

    So, my gf and I are potentially buying a home in the next week or 2 (or at least putting an offer in, but the seller (private sale) verbally agreed to a price and is very reasonable so I don't see him upping the price on us). All of that aside though... To keep this short and simple I'm wondering wh...

  • Microsoft Store (S20) Purchasing Experiences ?

    Not sure if this is the correct forum for this sort of thing but the original thread seems to have disappeared. Sorry if I'm mis-posting. Ordered a Samsung S20 on November 20th and received a confirmation email stating a delivery date of November 25th. A few days after I purchased, I noticed on the ...

    • echotango
    • Dec 3rd, 2020 12:38 pm
    • Forum: Cell Phones

  • Purchasing Pre-Construction House - Is Earnest Money (Deposit) Back Contingency Common Practice To Be Included

    I am in the process of preparing for the final review of the contract for purchasing a pre-construction detached house. I want to include the Earnest Money (Deposit) Back Contingency clause in the contract (clause means that the contract can be broken with no ...

    • Tiefling
    • Nov 1st, 2020 2:49 pm
    • Forum: Real Estate

  • Purchasing Points

    All the hotel chains have bonus points right now. I have a month vacation in April and did not want to start pre paying non refundable. I like to book things ahead of time and pay it off. Would it be a good idea just to buy points and book it with the points (That way I can get it cancelled a day be...

    • Energie11
    • Oct 7th, 2020 9:43 am
    • Forum: Travel

  • Purchasing Apple Store Gift Card Online via Vanilla Prepaid Visa

    So I received a $75 Vanilla Prepaid Visa gift card/card or whatever you call it. Can I use this to buy an Apple Store gift card online to be used in stores or online to use it towards an iPad?

    • djemzine
    • Oct 4th, 2020 12:37 am
    • Forum: Shopping Discussion

  • Dealer Fees when purchasing lease buyout

    Hi guys, I’m buying out my currently leased vehicle. The dealership requires a safety, which I’m happy to do at a licensed mechanic - but will only transfer the vehicle to my name as unfit and unplated if I don’t go through their mechanics. A safety is my area is about $85 and the dealer is asking $...

    • smanso
    • Sep 30th, 2020 7:31 am
    • Forum: Automotive

  • Does the age of a property affect your purchasing decision?

    Just trying to get a general sense for what everyone feels about the age of a property... In general you can run into quite a few scenarios with resale homes where newer homes may be a disaster, but older homes (even 50+ years) may be fully renovated and homely. But to put my own opinion out there, ...

  • Purchasing Car Before Closing

    Our mortgage refinance closes in about 3 weeks. We’ve been in the market for a used car. Am I best to wait before purchasing the car? Or would it only matter if it changed my TDS, etc. We currently have a car payment that is being paid off and then replaced with the new car payment ...

    • Topher86
    • Aug 26th, 2020 4:59 am
    • Forum: Real Estate

  • What's most important to you when purchasing a vehicle? Poll

    What was your top priority when you last purchased?

    • zobi123
    • Jul 19th, 2020 9:24 pm
    • Forum: Automotive

  • [Real Canadian Superstore] [Hot?] 2000 PC points for purchase of Cavendish Farms Flavour Crisp ($3.48)

    RCSS Orleans location (and presumably other locations as well but YMMV?) has CF Flvour Crisp for $3.48 per bag or $3 for 2 or more and giving 2000 points for it. That's 2 bucks back for $3.48.

    • gizmokrap
    • Jul 4th, 2020 2:33 pm
    • Forum: Expired Hot Deals

  • Advice needed: Purchasing friends lease

    ... was quoted $30000 for the buy back. There are 3 months left and he has already purchased a new car to replace his current car. I am interested in purchasing his currently leased car but he's got 3 months left on his lease. I've looked around at the market price for his vehicle and it's around ...

    • andrewho
    • Jun 26th, 2020 6:35 pm
    • Forum: Automotive

  • First time purchasing brake kit need some help

    Hey Rfders, trying to buy a brake kit (pad and rotor) on rock auto for my 2011 honda civic coupe, it's a lx modelWonder if anyone know I can use brake kit that's labelled for EX models? Is there any actual difference between the 2 models in their brake pads and rotor?

    • FulltimeIT
    • Jun 20th, 2020 1:22 pm
    • Forum: Automotive

  • Advice for Purchasing Gold Bullion

    Hey everybody, I was recently wanted to buy some gold and I was wondering on what route to take. 1) Should I buy from the bank or buy online?2) Is it fairly easy to sell gold say 4-5 months down the road?

  • Would you have any tips/recommendations for purchasing a central AC unit?

    Looks like my AC has finally bit the dust. I've never had to purchase an AC unit before but if you have any tips, I'd greatly appreciate it - whether it's a recommendation on a particular brand or installer, or perhaps something I should avoid. Money is particularly tight these days so I want to be ...

    • chixdiggit
    • May 25th, 2020 3:19 am
    • Forum: Home & Garden

  • Purchasing Honda 3rd row vehicle

    Hi, First time posting, I might be missing some info or I'm all over the place. I planning on purchasing a new 3rd row vehicle and have a couple options, a New 2019 Honda Pilot EX, 2020 Honda Pilot EX, a 2020 Honda Odyssey or a 2016 Honda Odyssey EX-RES. I thought the ...

    • Bert19
    • May 21st, 2020 11:13 am
    • Forum: Automotive

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