I'm looking to purchase a resale condo without a Realtor in Toronto and had a few questions: 1. Are there any good guides on drafting an Agreement to Purchase and Sale? Or buying without a realtor in general? 2. Any recommended lawyers for this scenario? I will have them review the APS as well as al...
Apr 12th, 2021 4:30 pm
So my girlfriend and I are looking to purchase our first rental property. We've been together for 2 years and we're committed for the long run. Now, we're also both very down to earth and we know that we should always prepare for all situations, including a break up for example. Property is 500k, 4 ...
Mar 2nd, 2021 4:54 pm
... looking at several pre-construction projects and I was wondering what steps I would need to take to purchase a unit? 1. Is realtor mandatory when purchasing directly from builders? 2. If realtor is not mandatory, do I just give the builder a call in order to schedule some sort of meeting? 3. Anyone ...
Feb 22nd, 2021 1:24 pm
Assuming you could get an investment property mortgage for 1.79% or a HELOC for 2.35% wouldn't it be better to use a HELOC? You could make interest only payments which would be 100% tax deductible and use the added cash flow to pay off other non tax deductible debt like a primary residence. My prima...
Dec 17th, 2020 2:18 pm
I'm planning on helping my son purchase a condo. The way i view it is that I'm giving / gifting the purchase cost of the condo to my son. I don't plan on him repaying me. However, being older and more pessimistic than he is, I am concerned about the potential of his current fiance (and soon to be wi...
Dec 8th, 2020 5:03 am
So, my gf and I are potentially buying a home in the next week or 2 (or at least putting an offer in, but the seller (private sale) verbally agreed to a price and is very reasonable so I don't see him upping the price on us). All of that aside though... To keep this short and simple I'm wondering wh...
Dec 6th, 2020 11:19 am
Not sure if this is the correct forum for this sort of thing but the original thread seems to have disappeared. Sorry if I'm mis-posting. Ordered a Samsung S20 on November 20th and received a confirmation email stating a delivery date of November 25th. A few days after I purchased, I noticed on the ...
Dec 3rd, 2020 12:38 pm
I am in the process of preparing for the final review of the contract for purchasing a pre-construction detached house. I want to include the Earnest Money (Deposit) Back Contingency clause in the contract (clause means that the contract can be broken with no ...
Nov 1st, 2020 2:49 pm
All the hotel chains have bonus points right now. I have a month vacation in April and did not want to start pre paying non refundable. I like to book things ahead of time and pay it off. Would it be a good idea just to buy points and book it with the points (That way I can get it cancelled a day be...
So I received a $75 Vanilla Prepaid Visa gift card/card or whatever you call it. Can I use this to buy an Apple Store gift card online to be used in stores or online to use it towards an iPad?
Oct 4th, 2020 12:37 am
Hi guys, I’m buying out my currently leased vehicle. The dealership requires a safety, which I’m happy to do at a licensed mechanic - but will only transfer the vehicle to my name as unfit and unplated if I don’t go through their mechanics. A safety is my area is about $85 and the dealer is asking $...
Sep 30th, 2020 7:31 am
Just trying to get a general sense for what everyone feels about the age of a property... In general you can run into quite a few scenarios with resale homes where newer homes may be a disaster, but older homes (even 50+ years) may be fully renovated and homely. But to put my own opinion out there, ...
Sep 21st, 2020 11:22 pm
Our mortgage refinance closes in about 3 weeks. We’ve been in the market for a used car. Am I best to wait before purchasing the car? Or would it only matter if it changed my TDS, etc. We currently have a car payment that is being paid off and then replaced with the new car payment ...
Aug 26th, 2020 4:59 am
What was your top priority when you last purchased?
Jul 19th, 2020 9:24 pm
RCSS Orleans location (and presumably other locations as well but YMMV?) has CF Flvour Crisp for $3.48 per bag or $3 for 2 or more and giving 2000 points for it. That's 2 bucks back for $3.48.
Jul 4th, 2020 2:33 pm
... was quoted $30000 for the buy back. There are 3 months left and he has already purchased a new car to replace his current car. I am interested in purchasing his currently leased car but he's got 3 months left on his lease. I've looked around at the market price for his vehicle and it's around ...
Jun 26th, 2020 6:35 pm
Hey Rfders, trying to buy a brake kit (pad and rotor) on rock auto for my 2011 honda civic coupe, it's a lx modelWonder if anyone know I can use brake kit that's labelled for EX models? Is there any actual difference between the 2 models in their brake pads and rotor?
Jun 20th, 2020 1:22 pm
Hey everybody, I was recently wanted to buy some gold and I was wondering on what route to take. 1) Should I buy from the bank or buy online?2) Is it fairly easy to sell gold say 4-5 months down the road?
Jun 11th, 2020 10:04 pm
Looks like my AC has finally bit the dust. I've never had to purchase an AC unit before but if you have any tips, I'd greatly appreciate it - whether it's a recommendation on a particular brand or installer, or perhaps something I should avoid. Money is particularly tight these days so I want to be ...
May 25th, 2020 3:19 am
Hi, First time posting, I might be missing some info or I'm all over the place. I planning on purchasing a new 3rd row vehicle and have a couple options, a New 2019 Honda Pilot EX, 2020 Honda Pilot EX, a 2020 Honda Odyssey or a 2016 Honda Odyssey EX-RES. I thought the ...
May 21st, 2020 11:13 am