... a crazy storm come through last night, and im missing a few shingles off my roof, house is 10 years old, i can see the plywood under the spot. my question is, is replacing a few shingles on a roof a easy task for a roofer, or should we go through insurance and pay 1000$? i guess at what point ...
Jan 20th, 2021 12:06 pm
... several days to complete). I need to pay for my reno material though shortly and won't have this ability to delay. I'm short by only like 2k... My question is, I'm wondering if I pre-paid 2k into my credit card account, would this cover it? As the last thing I'd want is to be at the POS terminal ...
Jan 20th, 2021 8:06 am
Looking for some advice from the hive. Remembering this forum had plenty of good automotive advice I thought I’d ask. Anybody have any experience with CAMVAP? Worth the effort? Complicated? We’ve had so many issues with our SUV I’m at wits ends with it. I work away from home (yes, even through C19) ...
Jan 18th, 2021 11:56 pm
Questions 1) Would you consider paying for a VR Tour of your property? (Yes/No, and why) 2) What is a reasonable cost for this service? (Please describe an estimated sqft of your place, as obviously it is more work for more space) 3) To host these VR tours, there is a subscription cost. So, in passi...
Jan 18th, 2021 11:34 am
https://www.tangerine.ca/en/products/investing/portfolios/etf I see tangerine has etfs now with mgt fee of 0.65% but am I missing something. Their ETFs just invest in other ETFs that have a significantly lower mgt fees. (Like 40% of the holding is Scotia U.S. Equity Index Tracker ETF that has a mgt ...
Jan 15th, 2021 8:02 pm
I have a question about calculation of stocks during separation. for example, prior to marriage I had 100 shares of company X with a value of $1000 ($10 per share). At time of separation I have 200 shares of stock X worth $8000 ...
Jan 15th, 2021 6:17 pm
I haven't maximized RESP contributions in the first few years when I've opened the account. In the last years, I've paid the maximum amount to receive yearly CESG but never paid more to catch up on missing contributions. If I will add to my contributions to RESP now, will I get CEGS for the years wh...
Jan 15th, 2021 12:27 pm
Does having a balance on heloc affect your credit score?
Jan 15th, 2021 12:04 am
Let's say I want to invest 50 dollars a week into stocks inside a tfsa account. I already have an National bank brokerage account FYI. How are people investing so little monthly without getting nailed 6.95 each trade or equivalent for buying a few shares a month depending on price. Plenty of youtube...
Jan 12th, 2021 11:58 am
My original CRA account has been locked out(forgot password), so I register a new one. Do I need do anything to link these two or it will automatically connected? Do I need further action on old account?Thanks
Jan 12th, 2021 10:12 am
Hello Need some suggestions here please from all your experience Should we just go with cheapest insurance provider? Or, does it matter really which provider we go with? In other words, say if I have $35 monthly quoted from Belairdirect compared to TD, do you blindly recommend switching or you think...
Jan 12th, 2021 12:24 am
Hi All,Just curious, can I assume that a high extrinsic value of an option means that it also has a high theta burn rate? TIA.
... some regular maintenance. They don't take vacations or travel so no expenses there. Savings: they have about 75k in just a savings account. My question is: I want to suggest a monthly income fund/place to put their 75k so they have some income they can count on. What is the best place for them ...
Jan 9th, 2021 7:34 pm
Building/Home enthusiasts: I always read (And therefore assume, rightly or wrongly) that windows are extremely poor in insulation -- even double paned or triple paned ones. they're always rated to have "low R" rating vs walls/ R-50(?) insulated attics etc... This article tries to debunk such "myth" ...
Jan 9th, 2021 1:41 pm
Friends, I am moving to GTA in a couple of months as a PR. My landing was over a year ago but I will become a resident for tax purposes only when I move. I didn't have any Canadian income in 2020 so I won't be able to participate in RRSP (employer offer matching plan though). I understand that I can...
Jan 9th, 2021 11:24 am
Does anyone know if they take the old citizenship card that I got as a child as proof of citizen? The main worry I have is that because I got a name change (not last name) between then and now as an adult. I have the official legal name change document too, but the citizenship card has my child phot...
Hi everyone, First of all, hope everyone stay safe during this terrible pandemic. I have one rare question about the stock market (I am a newbie). Last month (last year :)), I bought a penny stock (CFW.TO) with $0.10/share x 1000 share. One day morning, I saw that this stock ...
Jan 8th, 2021 4:04 pm
Not sure. I can post this here but I’m hoping. I have two Walmart gift cards, I want to order something from Walmart and I was wondering if I can combine them together?Thanks in advance
Jan 8th, 2021 2:22 pm
So let's assume I have 2 mortgages with 2 banks using 2 different credit bureaus. If I don't let them know I have 2 mortgages, they won't find it out. Will that be a fraud?
Jan 6th, 2021 2:29 pm
... that this flap is no longer functional as one of the plastic clips that it latches onto broke off. I don't think there's a way to fix that. My question is - can I just get by without this flap? Is its main purpose to keep out cold air?
Jan 6th, 2021 1:54 pm