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  • List of brokerages for getting all RESP grants and Bonds

    Which self directed brokerages in Canada offer all the Government of Canada Grants and Provincial Grants? Canada Education Savings Grant (CESG) Canada Learning Bond (CLB) British Columbia Training and Education Savings Grant (BCTESG) Saskatchewan Advantage Grant for Education Savings (SAGES) Quebec ...

  • Looking for self-directed RESP provider

    I am currently with Wealthsimple and they don't have a self-directed RESP, but would like to start one soon. I know WS has an RESP robo account, but over the past year I found that I am "loosing less" with my investment strategy compared to their ...

    • BuciMaci
    • Jul 10th, 2022 11:27 am
    • Forum: Investing

  • RESP contribution question

    Sorry for the noobish type question, but with a family RESP using 2 kids as the recipients, how does the CRA know which kid I'm contributing to for the CESG payment? Are the allowable deposit amounts just doubled and they match 20% regardless?

    • favelle75
    • Jul 6th, 2022 1:19 pm
    • Forum: Investing

  • SimpleWealth and Resp

    As a newbie investor, i finally decided to open resp family account with simplewealth investment. I set the portfolio balanced. I have opened the account last november and i am already at -6%. Is the market actually down? Is there something better ...

    • crow
    • Apr 29th, 2022 10:19 pm
    • Forum: Investing

  • Is USD supported in an RESP account in 2022 ?

    Is USD supported in an RESP account in 2022 ? Can you buy US Stocks in an RESP?

    • radiko
    • Feb 18th, 2022 5:54 pm
    • Forum: Personal Finance

  • selling stocks from RESP

    For tuition I am looking at my RESP. We have one RESP for three children and the oldest is in university. For him, I have already used part of the EAP and am at the point that I need to sell some stocks. What are the best stocks to sell, ...

    • VESTEGAARD
    • Feb 17th, 2022 9:32 am
    • Forum: Investing

  • RESP Quebec

    Hi, Looking for recommendations with RESP in Quebec. I currently have my funds in Wealthsimple but unfortunately they don't support Quebec credits yet. Are there alternatives to Wealthsimple that supports Quebec credits? https://www.revenuquebec.ca/en/citizens/tax-credits/quebec-education-savings-incentive/ ...

    • ronmanp
    • Feb 4th, 2022 5:01 pm
    • Forum: Investing

  • Your mutual fund isn't a mutual fund. It is actually a segregated fund and you may be being hosed!

    Hi all, I've noticed after responding to questions on iA Financial (Industrial Alliance) that many people do not understand what a segregated fund is and that many insurance agents seem to be selling this product to unsuspecting investors ...

    • xgbsSS
    • Feb 3rd, 2022 11:14 pm
    • Forum: Investing

  • RESP - alternatives to TD e-series

    I have my RESP's with TD using e-series funds and have for years. They keep emailing me about needing to update my "investor profile" but have always let my transactions go through. But this time they have locked my account ...

    • Rhaegar
    • Jan 31st, 2022 1:25 pm
    • Forum: Investing

  • RESP Withdrawal Amounts

    ... don't have RSP room to transfer it too. Does anyone have any thoughts on this? https://www.td.com/ca/en/personal-banking/personal-investing/learn/resp-withdrawal-rules/

    • Drakestar
    • Dec 30th, 2021 10:57 am
    • Forum: Personal Finance

  • Family RESP - Can I specify how much I want to contribute for each child every year?

    Just getting to open RESP account for our 2 kids. Older 1 is 5 and younger 1 is turning 10 months soon. I know I'm late to start for my 5 year old and I was thinking of contributing more for my older child for the next few years. Are ...

    • RigorMortis
    • Nov 30th, 2021 4:44 pm
    • Forum: Personal Finance

  • RESP grant

    I am with BMO Investorline and transferred monies to the RESP on Oct 25, 2021 to take advantage of the full grant. How long does it take to CESG?

    • bg8055
    • Nov 9th, 2021 12:27 pm
    • Forum: Investing

  • Best Way To Gift RESP To A Friend's Child ?

    ... of my close friend recently became dad and I would like to either 1) Open an account in the child's name, put some initial deposit or 2) Give a RESP gift certificate to my friend so that he can open the account himself. He has banking currently in TD and Tangerine. Which Banks / Credit Unions ...

  • How to verify if govt is matching my resp contribution

    I have been contributing $220 each month towards my son's resp (he was born in oct 2019). Based on simple math 220 * 23 = $5060. I think iread somewhere that govt would match if my resp contribution is upto $2600 (?). If this is true, then how can i verify? ...

    • hyph3n
    • Sep 19th, 2021 2:13 pm
    • Forum: Personal Finance

  • RESP withdrawals - charge rent to beneficiary living at home - legitimate expense?

    My child has started full-time post-secondary education so it's time to get the money out of the RESP. I'll be paying all my child's expenses. Can I charge my child rent and lodging and pay for it via RESP withdrawals? Is this considered a legitimate expense? I'm basically ...

    • jmprdx
    • Sep 10th, 2021 11:54 pm
    • Forum: Personal Finance

  • [Daily] 2021/09/30 Mott’s Fruitsations 2021 RESP Contest Win $10,000 [All Canada]

    There are a total of one hundred (100) activity prizes (each, an “Activity Prize” and collectively the “Activity Prizes”) available to be won. Each Activity Prize consists of one (1) of five (5) Crayola product sets with an approximate retail value of $50.00 CDN each. There are three (3) Grand Prize...

    • shoppingguy
    • Aug 26th, 2021 2:39 pm
    • Forum: Expired Contests

  • Is an RESP worth it if we may eventually move out of the country?

    From information I have found online (https://www.moneysense.ca/columns/ask-moneysense/resp-advice-for-canadian-citizens-living-in-the-u-s/; http://www.moneysmartsblog.com/canadian-resident-and-non-resident-resp-eligibility-rules/ and https://www.moneysense.ca/save/investing/resp/resps-non-residency-canada/), ...

  • What's your RESP strategy?

    I was thinking 100% VGRO for the first 5 years then go more and more conservative after that to protect the capital but my uncle who is a VP at a public organization pension company said that we should just do 100% Canadian banks/utilities and ride the dividends and not pay the fees. So now I'm not ...

    • Student88
    • Aug 11th, 2021 10:28 pm
    • Forum: Investing

  • [Other] 2021/09/15 Shoppers Drug Mart WIN A $25,000 RESP CONTEST [PUR/NPE]

    ... us “Why I love shopping for Carlton Cards® products at Shoppers Drug Mart® / Pharmaprix®” and mail it with sufficient postage to: Win a $25,000 RESP Contest, c/o Shoppers Drug Mart, 243 Consumers Road, Toronto, Ontario, M2J 4W8 . Mail-in entries must be post marked no later than the end of the ...

  • RESP - what to contribute in?

    Hello, I've just contributed to my kids RESP accounts, they are 2.5 and 5.5 years old. What do u think I should invest in? Ive done the couch potato e-series strategy in the past. Should I stick to the same or adopt a new strategy? Thanks in advance!

    • AnnCook
    • Jul 30th, 2021 5:06 pm
    • Forum: Investing

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