I've been reading through these forums for many years and I think this is the right place to get some advice. I'm struggling with how to allocate current available funds in order to reach our goals. We'd like to do some renovations in our home we purchased a year ago in order to update a few things....
Dec 29th, 2020 9:57 am
Hey all, Was wondering about seeking some advice regarding my situation. Have a 295K mortgage with 2.5 years left in term at 3.19% interest rate. Only myself on mortgage, property is located in Toronto. I'm on accelerated payments so roughly $2600/month ...
Dec 24th, 2020 10:45 pm
I have a small dilemma . I was looking for a 1060 to buy since I needed one asap for this Monday. So on RFD I got no progress, and everyone on facebook marketplace/kijiji/CL were all asking for way too high prices for 3gb and 6gb and barely budged or didn't when I asked to lower it. On another forum...
Dec 18th, 2020 7:15 pm
So hypothetically this happens: You're driving and suddenly one of your wheels comes off. Wheel did not hit anything, anyone, nor did it instigate any collisions (it just went into a ditch, after which it was retrieved). Driver in the now 3 wheeled vehicle safely pulled over, and had their car towed...
Nov 30th, 2020 7:28 pm
I accepted a deposit on a car I thought I sold and allowed the buyer put his wheels and aftermarket steering wheel on the car I sold to him, and he took the wheels/steering wheel on my car to put on his. On the terms of the deposit, I said the balance was due October 21st however things came up and ...
Nov 1st, 2020 10:01 pm
Hey everyone, long time lurker here but this is my first post. I will leave out all the unnecessary details. Here's the situation: $35,000 in debt split between CC and LoC at RBC. House is for sale, I want to buy it, it is $40,000. Self employed small business owner, avg monthly income ...
Sep 25th, 2020 8:42 pm
Hi everybody! I have 2 rental properties, had them for many years, each year there was always something that needed to be fixed, from the roof, to windows, to water damage in the basement, always some kind of big ticket item that HAD to be done, which always aligned my rental property income close t...
Sep 15th, 2020 10:37 pm
... even month. I know it’s not his fault. But when he did the job we agree and I paid what he asked. So I thought he would cover the labor in this situation too Just wanted to get other people opinion as well Thank you
Sep 14th, 2020 1:30 pm
... ‘standby’ in case I see a good deal on a property. So dear reader, What do you think of my idea? And most importantly; what would you do in this situation? Serious replies only please. Thank You.
Jul 21st, 2020 12:18 pm
Hello. I bought a TV at the Canada Computers Scarborough location. It was roughly $1500 taxes in. This was the last item they had in stock because it's an older model. I had contacted them ahead to see if it was an open box or demo and they told me it was new. I picked it up and next day I tried the...
Jul 15th, 2020 7:01 pm
... to minimize the fees. If everything is like before consumer proposal, I could pay 0$ fees for the above. However, the following is the current situation/scenarios: Scenario 1: Amazon to Payoneer (1% fee), then withdrawal all to RBC Canada USD savings account (2% fee), incoming wire transfer ...
May 28th, 2020 8:16 pm
... the wages for employees of a major corporation, and at the same time refusing to lend to small businesses. At the very least, this is a strange situation.
Apr 8th, 2020 10:51 pm
Was told by moderator to post my suggestion here so.... Given all that's going on people flocking to to buy a 50 inch TV at a discount at the moment is at best irresponsible and arguably slightly nuts. My suggestion is RFD consider, temporarily, retooling its main page and menus to help consumers fi...
Mar 23rd, 2020 8:34 pm
... my speeding ticket. Has anybody got any information if everything is working as per schedule in Ontario Courts with regards to ongoing COVID-19 situation. Any first hand experience?
Mar 19th, 2020 7:50 pm
Saw this at my local McDonald's. It's a good idea.
Mar 14th, 2020 10:41 pm
The plan was to simply switch ETFs. Had 30/70 (bond/equity) split in all of my registered/non registered accounts. Around $500K. When I figured out which new ETFs I was going to switch to, I sold everything on Feb 20. Close to tippy top. With intention of starting to buy back in large chunks beginni...
Mar 4th, 2020 9:09 am
So basically I have monthly claims on my credit report from koodo for $18 since 2018. I had no clue this was going on and assumed this bill was settled a long time ago. The issue is Koodo is telling me they sent it to a collection agency. The collection agency is saying they don't have it. I call eq...
Feb 27th, 2020 11:32 am
What happens to travelers who find themselves in a quarantine situation when travelling? Who pays their travel costs (e.g. 14 days on a cruise ship)? Who pays their medical costs? Are these costs typically covered by travel insurance?
Hey guys, im in a bit if a dilemma. Hoping you guys could provide some insight and advice. Let me first explain my current situation: my wife and i currently own a condo in Toronto by the lake in the west end which we've owned for about 7 years (2013) here are the specs: 2 bdrm + den ...
Feb 7th, 2020 7:15 am
I used to have a good job and put money into RRSP's. I got laid off and used my RRSP's to help pay bills while i went back to school. That RRSP now has a balance of zero. The funds were taken out tax free using the LLP program. I started RRSP's with my current company last week. I put in 10%, they p...