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I took bank student line of credit. Can I write off the interst. I took 100g if I take all money interst will be 8500. If I can write off how that work.
Nov 20th, 2023 7:27 am
Hi,I am starting an executive MBA at the end of the month and looking to open a student line of credit to manage tuition fees better. What are some of the things I should look out for, apart from interest rate, between the 5 major banks?
Jun 8th, 2022 5:25 pm
Hi there, I am entering my masters program which is not eligible for government student loans, so I will be taking a LOC. Any advice for which banks offer the best rates?
Jul 2nd, 2021 12:35 pm
... line of credit. I will be entering my second year (I paid cash first year). My question is, is it possible and has anyone ever been approved for a student line of credit with an old collections item that is paid? Years back (but within the 6 year limitation period of credit reporting) I had an ...
Jun 13th, 2019 1:13 pm
Hey, as an incoming medical school student I have been looking into the line of credits offered to med students. They are basically 275k-350k @ prime - 0.25%, so the difference-makers are often the credit cards offered and when the debt needs to start being repaid. Scotiabank and RBC's offers are th...
May 20th, 2019 3:07 pm
Hi all, Does anyone know if I can get a student line of credit without a co-signer as a CPA student? My parents can't co-sign me at the moment because of their own financial situation. I'm planning on doing some CPA courses at a university during ...
Mar 16th, 2019 1:32 pm
Hi everyone, I'm 23 and have a maxed out TFSA and wanted to go back to school to get a business degree(specialized in Finance or Accounting). Unfortunately it looks like my assets severely affect the amount of osap grants given, was just wondering if we could have a thread about strategies to maximi...
... pay it off while in school which obviously isn't going to work, I make a decent wage but I can't afford to pay that haha. Has anyone ever done a student line of credit and can rest my concerns at ease? Thanks, John
May 19th, 2018 3:06 pm
Learned this hard way. I got a student line of credit from RBC. Unfortunately, the neither the advisor nor the agreement states that taking student line of credit will continue to impact your credit score you pay off the loan. Why? It is ...
Feb 2nd, 2018 7:23 pm
... at an Ontario university. I live away from home to study at this university. Financial troubles with my parents, so I am going to apply for a CIBC student line of credit, that I may use for the remainder of my third year and possibly fourth year. Has anybody had any experience applying for CIBC's ...
I tried to get an increase last year but no dice. I'm not to sure what my credit score was back then but my Income was $20,000. This time around I decided to see what my credit was looking like before applying. Score of 739 No late payments Income 36,000 Ratio is 30% Don't think this matters, but I'...
Jul 10th, 2017 9:03 pm
Hello I hope this is ok to post, I'm new here. I'm wondering what are the chance of getting a student line of credit without a cosigner? Unfortunately, I don't have anyone who has good enough credit or job who could. I'm in my last 20's and am in a very time intensive ...
Oct 22nd, 2016 1:34 am
My daughter just opened a professional student line of credit (at prime, no co-sign) which based on some calculations, $40K/year will be available for her during her study. But since she will be living with us and we fund most of her expenses ...
Aug 27th, 2016 7:51 am
Hey, guys I figured this might be the best place to voice my concernment/issue. Basically long story short, I'm a third year student entering my sixth semester at Humber, and I need help with financials. I applied for OSAP and got nothing only the grant which is like 1.7k, I tried to apply for a S.L...