where are you seeing 3.5% ? I see 1.75% no the website https://www.manulifebank.ca/personal-ba ... ounts.html
Tangerine
1 year non registered GIC at 4.85%, (not targeted offer, open to everyone, new or actual clients)
- SCORE+162
- pman113
- Sr. Member
- Jul 18, 2014
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- Tillsonburg ON
- jadoogar
- Deal Addict
- Oct 13, 2008
- 1500 posts
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- Mississauga
Tangerine dropped their rate this morning to 4.4% for the 1 year GIC.
Telus $30/25gb x 3 lines, $10/Talk& Text line - 24 mths
300 LD Can/US minutes, 2000 LD minutes to India, Unlimited CAN-Int'l Text ($0), 0$ smartwatch plan
Rogers $46.99 - Legacy Gigabit internet
CIBC, Tang and EQ
300 LD Can/US minutes, 2000 LD minutes to India, Unlimited CAN-Int'l Text ($0), 0$ smartwatch plan
Rogers $46.99 - Legacy Gigabit internet
CIBC, Tang and EQ
- luking
- Sr. Member
- Mar 6, 2010
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- Brampton
- DoorCrasher [OP]
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- Nov 21, 2013
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Isn't 3.5% for Advantage BUSINESS account? I Sée 1.75% as well ...pman113 wrote: ↑ where are you seeing 3.5% ? I see 1.75% no the website https://www.manulifebank.ca/personal-ba ... ounts.html
- Webhead
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- West GTEH!
- jadoogar
- Deal Addict
- Oct 13, 2008
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- Mississauga
Yes, wonder what was the thought process from Tangerine's end. The 4.6% lasted for 3 days.
Last edited by jadoogar on Aug 29th, 2022 9:33 am, edited 1 time in total.
Telus $30/25gb x 3 lines, $10/Talk& Text line - 24 mths
300 LD Can/US minutes, 2000 LD minutes to India, Unlimited CAN-Int'l Text ($0), 0$ smartwatch plan
Rogers $46.99 - Legacy Gigabit internet
CIBC, Tang and EQ
300 LD Can/US minutes, 2000 LD minutes to India, Unlimited CAN-Int'l Text ($0), 0$ smartwatch plan
Rogers $46.99 - Legacy Gigabit internet
CIBC, Tang and EQ
- joeags
- Deal Addict
- Sep 25, 2004
- 1094 posts
- 685 upvotes
Found it: https://client.manulifebank.com/edo/#/p ... ANG_ID=001DoorCrasher wrote: ↑ Isn't 3.5% for Advantage BUSINESS account? I Sée 1.75% as well ...
Manulife likes to have their hidden promotions - they did this in the past. New post added here: Link
- mkl38s
- Deal Fanatic
- Jan 21, 2014
- 6913 posts
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What I like about Manulife is when the base rate goes up, your overall rate will also go up the same amount. Say Sep 7, BoC increases rate with another 0.5% or %0.75%, base rate will definitely go up, just don't know how much, maybe 0.25%? if so then your interest rate will be 3.75% and not 3.5%. I may open another account for this promotion since my Tangerine is coming to an end and they are not offering me anythingjoeags wrote: ↑ Found it: https://client.manulifebank.com/edo/#/p ... ANG_ID=001
Manulife likes to have their hidden promotions - they did this in the past. New post added here: Link
- Piklishi
- Deal Addict
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- Jul 25, 2015
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- Burnaby, BC
I guess too many people locked in at 4.5, 4.6 so they dont need cash anymore. Means they have enough to leverage and give as loans.
Maybe after sep 7 will change again.
Maybe after sep 7 will change again.
- blindemboss
- Deal Addict
- Oct 4, 2006
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- Toronto
FYI, if you’re transferring funds, Tangerine won’t cover your withdrawal fee from your previous bank.
- cardero
- Sr. Member
- Sep 14, 2009
- 791 posts
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- Kingston
That's awesome info. and happy Manulife's promo doesn't exclude people with previous Advantage accounts like they did a few times in the past.mkl38s wrote: ↑ What I like about Manulife is when the base rate goes up, your overall rate will also go up the same amount. Say Sep 7, BoC increases rate with another 0.5% or %0.75%, base rate will definitely go up, just don't know how much, maybe 0.25%? if so then your interest rate will be 3.75% and not 3.5%. I may open another account for this promotion since my Tangerine is coming to an end and they are not offering me anything
- didi love
- Jr. Member
- Jul 23, 2007
- 180 posts
- 30 upvotes
- York
Tangerine switch and bait. I placed the order for the purchase of two 1 year term GICs at 4.6% with a transfer in of funds on Friday Aug 26 and the transactions went through today but showing 4.4%. That's not the contact term that I agreed to.
Remarks: was on a one hour call with Tangerine got the agreed upon interest rate of 4.6%.
Remarks: was on a one hour call with Tangerine got the agreed upon interest rate of 4.6%.
Last edited by didi love on Aug 29th, 2022 4:47 pm, edited 1 time in total.
- DoorCrasher [OP]
- Deal Fanatic
- Nov 21, 2013
- 8045 posts
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- Montréal
You should call them in. Nothing will solve by itself. It's ok to post this here, but it won't change anything about this issue.
You should have the announced rate at the time you opened the account, nit at the time the transfer is done
- jgaleazza
- Member
- Dec 27, 2017
- 284 posts
- 275 upvotes
Check you insights as there's also the promo interest rate of 3.5% on all savings accounts to Dec 2022. No need to lock into a 6 month or 1 year GIC. There is likely to be another promo at that time. And Interest rates are likely to rise, so you can hold off moving funds to GIC
- DoorCrasher [OP]
- Deal Fanatic
- Nov 21, 2013
- 8045 posts
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No one knows. Actually, Tangerine lowered their rates... Not only BOC rates states the banks rates, There is many other factors they have to take into consideration
- iluvsdadeals
- Deal Addict
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- Dec 27, 2006
- 1272 posts
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- Toronto
If you're lucky enough to get this. I haven't and just called into Tangerine to renew my promo rate this morning and best they would offer is 2.85% which is a joke.
- DoorCrasher [OP]
- Deal Fanatic
- Nov 21, 2013
- 8045 posts
- 9021 upvotes
- Montréal
I hate their YMMV deals / rates. You have to beg, and even if you do so it's huge YMMV...iluvsdadeals wrote: ↑ If you're lucky enough to get this. I haven't and just called into Tangerine to renew my promo rate this morning and best they would offer is 2.85% which is a joke.
- muffin4life
- Deal Addict
- Jun 4, 2012
- 4688 posts
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The 3 year looks ok at 4.7%
- darkwata
- Jr. Member
- Nov 17, 2013
- 138 posts
- 143 upvotes
- Toronto
The rate has dropped to 4.4% for the 1 year now 
- muffin4life
- Deal Addict
- Jun 4, 2012
- 4688 posts
- 4175 upvotes
FYI. 3 year GIC is dropping from 4.7% to 4.5% tomorrow...
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