Thanks, this is what we are doing.MrGoose8 wrote: ↑ Don't apply for this card without credit history, seems like they will reject you; Personal DP from a few months ago.
You're better off to apply for Simplii Visa using their New to Canada Program if you're interested in a keeper card (4% back on Dining, 1.5% PAP, Grocery, Drugstore, 0.5% other)
I think Tang MC is best for those who have built up some credit history, have a few category cards and need to fill in the remaining categories; i.e. Home Improvement, Furniture, Entertainment, etc.
Tangerine
HOT!!! Tangerine Money-Back MasterCard - 15% Cashback upto $150 + $100 GCR Cashback = $250 on $1500 spend
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- harshivb
- Jr. Member
- Feb 28, 2019
- 149 posts
- 221 upvotes
- nanaimobarre
- Newbie
- Nov 6, 2021
- 7 posts
- 3 upvotes
It's a no go. I was already with Tangerine and had the previous cashback card. Called and they said it's not applicable. I was annoyed at the pre approval as well.
- Searchin4deals [OP]
- Deal Addict
- Apr 2, 2016
- 1006 posts
- 1243 upvotes
- FLAWSOME
- Newbie
- Jul 15, 2017
- 65 posts
- 22 upvotes
- Mississauga ON
Tuesday 4th printed my equifax (787 score), also opened chequing and savings account at Tangerine. Friday & Saturday deposited $6k total to start changing over from existing bank. I have an excellent credit history with a few late payment here and there (not many) and always pay in full EVERY month. 2 active cc with limits of $12k each, when I tell them to lower to $5k they creep back up anyway. Also have a LOC of $15k for 20 years that I just used and paid off.
I had tried to apply for the Tangerine cc and thought something had gone wrong so I tried a few more times with the message coming back "too many accounts of this kind"???
I just spoke with Tang rep and they say I was declined! I have NEVER been declined for any cc and I usually have only 2. They said I have TOO MUCH CREDIT, even if it's unused. I said I would only need $5k limit on the card and when it is in place I will cancel other card and transfer ALL my banking to Tang...no deal! I am actually in shock! FYI I am a 60+ lady. I think I will go to Scotia for no fee banking and will chat to them about cc.
I had tried to apply for the Tangerine cc and thought something had gone wrong so I tried a few more times with the message coming back "too many accounts of this kind"???
I just spoke with Tang rep and they say I was declined! I have NEVER been declined for any cc and I usually have only 2. They said I have TOO MUCH CREDIT, even if it's unused. I said I would only need $5k limit on the card and when it is in place I will cancel other card and transfer ALL my banking to Tang...no deal! I am actually in shock! FYI I am a 60+ lady. I think I will go to Scotia for no fee banking and will chat to them about cc.
- simplypop
- Deal Addict
- Jul 22, 2019
- 2812 posts
- 3878 upvotes
Hm tried to apppy. Says something up with my SIN and call in. If I call in I won’t get the bonus ?
- sidshock
- Deal Addict
- Mar 23, 2003
- 4676 posts
- 1285 upvotes
- Hamilton
Does this cc have the cell phone accidental damage I hear about??
- BeefOreo
- Sr. Member
- Apr 8, 2021
- 822 posts
- 1075 upvotes
- Poutine
yeah I’ve had a similar experience with Tangerine.FLAWSOME wrote: ↑ Tuesday 4th printed my equifax (787 score), also opened chequing and savings account at Tangerine. Friday & Saturday deposited $6k total to start changing over from existing bank. I have an excellent credit history with a few late payment here and there (not many) and always pay in full EVERY month. 2 active cc with limits of $12k each, when I tell them to lower to $5k they creep back up anyway. Also have a LOC of $15k for 20 years that I just used and paid off.
I had tried to apply for the Tangerine cc and thought something had gone wrong so I tried a few more times with the message coming back "too many accounts of this kind"???
I just spoke with Tang rep and they say I was declined! I have NEVER been declined for any cc and I usually have only 2. They said I have TOO MUCH CREDIT, even if it's unused. I said I would only need $5k limit on the card and when it is in place I will cancel other card and transfer ALL my banking to Tang...no deal! I am actually in shock! FYI I am a 60+ lady. I think I will go to Scotia for no fee banking and will chat to them about cc.
They seem to be pretty strict.
You know that info about your “situation”? Like are you employed/homemaker/etc?
Well it’s aggregated and Tangerine compares it to what you said to other financial institutions.
I highly suspect Tangerine of declining people on this info.
Happy RFD member since 2001.
Happy Public Mobile Customer since 2017
Happy VoIP.ms Customer since 2011
+14
Happy RFD member since 2001.
Happy Public Mobile Customer since 2017
Happy VoIP.ms Customer since 2011
+14
- Searchin4deals [OP]
- Deal Addict
- Apr 2, 2016
- 1006 posts
- 1243 upvotes
Similar experience with another bank for me.FLAWSOME wrote: ↑Tuesday 4th printed my equifax (787 score), also opened chequing and savings account at Tangerine. Friday & Saturday deposited $6k total to start changing over from existing bank. I have an excellent credit history with a few late payment here and there (not many) and always pay in full EVERY month. 2 active cc with limits of $12k each, when I tell them to lower to $5k they creep back up anyway. Also have a LOC of $15k for 20 years that I just used and paid off.
I had tried to apply for the Tangerine cc and thought something had gone wrong so I tried a few more times with the message coming back "too many accounts of this kind"???
I just spoke with Tang rep and they say I was declined! I have NEVER been declined for any cc and I usually have only 2. They said I have TOO MUCH CREDIT, even if it's unused. I said I would only need $5k limit on the card and when it is in place I will cancel other card and transfer ALL my banking to Tang...no deal! I am actually in shock! FYI I am a 60+ lady. I think I will go to Scotia for no fee banking and will chat to them about cc.
Got declined for a CIBC CC before for similar reasons but didn't put in nearly as much effort. I moved onto another CC with a different bank.
Don't waste your time with Tangerine imho. Don't think it's worth the effort tbh.
- dealHunter9669
- Member
- Nov 9, 2017
- 240 posts
- 71 upvotes
- Edmonton
Please answerdealHunter9669 wrote: ↑Quick Question - Should I leave it blank or use a partners code for the following. I'm worried if I use an Orange key, I might not be eligible for the 15% spending offer. Please help. Thank you
Enter Orange Key® or Promo Code
Did someone refer you using their Orange Key, or do you have a promo code from a special offer? Enter it here. Offers can't be combined – only one code can be used.
Koodo, Public Mobile, Telus, Tangerine Bank, HSBC, Mylo,
Drop, WealthSimple, Swagbucks, AwardWallet,
Drop, WealthSimple, Swagbucks, AwardWallet,
- loves tweet
- Newbie
- Apr 6, 2009
- 80 posts
- 18 upvotes
- ontario canada
Sorry if this question has been asked already, but I am a Tangerine credit card holder, is there a referral bonus/code that I can give my husband to open a tangerine credit card? if so, what is the referral bonus...if there is one?
- savingsomemoney
- Sr. Member
- May 5, 2021
- 671 posts
- 338 upvotes
- Ottawa
Card approved. Can we track the shipping status and have it expedited?
- psychopomp
- Newbie
- Jun 24, 2010
- 26 posts
- 1 upvote
What I did is give my family member my "orange key" to set up an account with Tangerine (you start off with a savings account) - it says to keep $250 in their account for 2 months then you both get $50. Then I referred her with my email address on GCR which gives me a % based on what she earns in cash backs (got about $31 after she was approved for the card), once GCR account is set up/logged in you click the link to apply for the card through the GCR site. So far we both see the money in the GCR accounts, time will tell for the Tangerine referral.loves tweet wrote: ↑ Sorry if this question has been asked already, but I am a Tangerine credit card holder, is there a referral bonus/code that I can give my husband to open a tangerine credit card? if so, what is the referral bonus...if there is one?
- Gommes
- Member
- Dec 17, 2019
- 333 posts
- 208 upvotes
Has anybody received the cashback from tangerine here? It says 1-2 cycles after promotion period but nothing received on my end. Applied during October promotion. There was no separate transaction list which was dedicated for this 1K spending on tangerine app.
- Hyphy
- Deal Addict
- Apr 11, 2009
- 3137 posts
- 466 upvotes
as in, never had one before? or don't currently have oneapplicants must be a new Tangerine credit card Account Holder.
.
- Homer88
- Deal Addict
- May 8, 2004
- 4100 posts
- 2736 upvotes
- Toronto
How long does it take for the card to arrive? Applied and approved 9 days but nothing in the mail yet
- xtriawke
- Member
- Mar 16, 2016
- 282 posts
- 180 upvotes
I’m still waiting for it, applied in October
- blindemboss
- Deal Addict
- Oct 4, 2006
- 3638 posts
- 3019 upvotes
- Toronto
Be patient.
I was impatient wondering where the card was, and called in on day 6.
They said there was a technical problem and never got sent out. So he canceled that card and put in an order to send me another one.
Of course a card arrives the next day...which was the canceled card ( I knew as the last four digits didn't match the numbers online when activating the card)
So I called them again...they ordered another card which arrived a few days later.
That said, it might not hurt to call and see if it was indeed sent out.
- letterschen
- Member
- Aug 12, 2014
- 379 posts
- 167 upvotes
- Toronto, ON
1. " applicants must be a new Tangerine credit card Account Holder." , is it true?
I had Tangerine Money Back credit card 2 years ago.
This time, I applied for Tangerine World Credit card through GCR, it is different than my previous Tangerine Money Back CC. It approved right away. I got $125 cashback in my GCR account from GCR the next day.
2. " 15% cashback on $1000+ spending over 1st 2 month..."
I was wondering if I were eligible for the extra $150 cashback from Tangerine.
Has anybody received the 15% cashback from tangerine here? Is there a separate transaction list dedicated for 15% cashback under the regular transaction . Therefore I could test- buy something and check it out on my own.
I had Tangerine Money Back credit card 2 years ago.
This time, I applied for Tangerine World Credit card through GCR, it is different than my previous Tangerine Money Back CC. It approved right away. I got $125 cashback in my GCR account from GCR the next day.
2. " 15% cashback on $1000+ spending over 1st 2 month..."
I was wondering if I were eligible for the extra $150 cashback from Tangerine.
Has anybody received the 15% cashback from tangerine here? Is there a separate transaction list dedicated for 15% cashback under the regular transaction . Therefore I could test- buy something and check it out on my own.
- r3ddrag0nx
- Deal Addict
- Mar 5, 2007
- 1468 posts
- 386 upvotes
- Toronto
From what I can tell, after the first 60-day period for the promo period to accumulate up to $1k spend, we have to wait another 1-2 billing cycles before receiving the 15% CB (I think the Terms and Conditions state 10% CB, but I’m going to assume that’s a mistake).
Can anyone verify this timeline?
Can anyone verify this timeline?
- taeyang987
- Deal Addict
- Jul 26, 2012
- 1429 posts
- 100 upvotes
Is it 2 months (January. February) or 60days (Ex. Jan 17- March 17) after you apply for the credit card or is it when you activate it?
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