Expired Hot Deals

[Tangerine] Tangerine Mortgages - 5 Year Fixed Rate at 3.19%

  • Last Updated:
  • Apr 10th, 2019 7:50 am
Deal Addict
Feb 26, 2006
2381 posts
391 upvotes
Ottawa
Susanclark wrote:
Mar 28th, 2019 3:53 am
One major plus of Tangerine mortgages is the calculation of penalties. They don’t have posted rates to base the penalties off of. I have two mortgages one for $264k and other for rental property of $198k and both penalties are under $1000.
Very good tip
Sr. Member
Apr 18, 2004
727 posts
154 upvotes
I just got my mortgage renewal from TrueNorth for 5 yrs valaible @ 2.75% and all switch fee covered.
Never again! HTC , Wind Mobile , Air China
Newbie
Sep 10, 2015
8 posts
Sudbury, ON
Chi-tel wrote:
Mar 28th, 2019 9:21 am
I just got my mortgage renewal from TrueNorth for 5 yrs valaible @ 2.75% and all switch fee covered.
High ratio or +20% down?
Jr. Member
Dec 20, 2016
127 posts
20 upvotes
Chi-tel wrote:
Mar 28th, 2019 9:21 am
I just got my mortgage renewal from TrueNorth for 5 yrs valaible @ 2.75% and all switch fee covered.
TrueNorth is a broker right? So the actual mortgage would be with another lender? Or how does that work?
Also with 2.75 variable, what is the prime? Do each lender have their own prime rate?
Member
Jul 17, 2007
248 posts
266 upvotes
Montreal
need some help
i have a mortgage now with RMG and i need to renew it in August, can i go to another lender now or do i need to stay with RMG?
THE HARDEST THING ABOUT SALES,IS KNOWING WHERE NOT TO WASTE TIME
Deal Addict
Jan 27, 2016
1207 posts
500 upvotes
Toronto, ON
https://www.truenorthmortgage.ca/rates/ontario

Rates are only good for people putting down less than 20%, their other rates aren't good.
NewToRfd wrote:
Mar 28th, 2019 10:05 am
TrueNorth is a broker right? So the actual mortgage would be with another lender? Or how does that work?
Also with 2.75 variable, what is the prime? Do each lender have their own prime rate?
Sr. Member
Apr 18, 2004
727 posts
154 upvotes
civi19 wrote:
Mar 28th, 2019 9:34 am
High ratio or +20% down?
No.

NewToRfd wrote:
Mar 28th, 2019 10:05 am
TrueNorth is a broker right? So the actual mortgage would be with another lender? Or how does that work?
Also with 2.75 variable, what is the prime? Do each lender have their own prime rate?
The mortgage is from Think Mortgage, I think it is a TN company. The P rate is 3.95%
Never again! HTC , Wind Mobile , Air China
Deal Guru
User avatar
Nov 28, 2016
11363 posts
1183 upvotes
Saskatoon, SK
def47 wrote:
Mar 27th, 2019 10:48 pm
or get 3.04% from anyone else..
Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
Deal Addict
Jan 27, 2016
1207 posts
500 upvotes
Toronto, ON
HSBC has the best rate for 5 yr fixed I have seen with a major lender
WikkiWikki wrote:
Mar 28th, 2019 10:36 am
Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
Deal Guru
User avatar
Aug 6, 2001
13071 posts
1418 upvotes
Mississauga
If they are offering this for 5 years, you can be sure that variable is probably the best way to go.
Deal Guru
User avatar
Aug 6, 2001
13071 posts
1418 upvotes
Mississauga
In4mer514 wrote:
Mar 28th, 2019 10:15 am
need some help
i have a mortgage now with RMG and i need to renew it in August, can i go to another lender now or do i need to stay with RMG?
All depends on the hassle you want to go through. What's the rate and what's the opp cost of re-submitting paperwork and hours spent to get the new rate? All depends on what rate you are moving from..etc.
Deal Fanatic
Dec 24, 2005
5307 posts
939 upvotes
WikkiWikki wrote:
Mar 28th, 2019 10:36 am
Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
Fwiw. I am approved at hsbc at 2.89 on a 5 year fixed.

However I probably will end up going to a traditional bank at a higher rate.

Let’s see if anything changes though. I have until July 1.
Jr. Member
Dec 20, 2016
127 posts
20 upvotes
milolai wrote:
Mar 28th, 2019 10:44 am
Fwiw. I am approved at hsbc at 2.89 on a 5 year fixed.

However I probably will end up going to a traditional bank at a higher rate.

Let’s see if anything changes though. I have until July 1.
Why? Anything wrong with HSBC?
Deal Addict
User avatar
Jun 10, 2011
4025 posts
1335 upvotes
WikkiWikki wrote:
Mar 28th, 2019 10:36 am
Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
TrueNorthMortgage.ca
advertised on their website

few years ago they even offered me lower than the proce advertised online.. just saying.

so? just noise, you said?
Deal Guru
User avatar
Nov 28, 2016
11363 posts
1183 upvotes
Saskatoon, SK
def47 wrote:
Mar 28th, 2019 10:57 am
TrueNorthMortgage.ca
advertised on their website

few years ago they even offered me lower than the proce advertised online.. just saying.

so? just noise, you said?

I know, everyone will now get a hard on proving they are right. Enjoy

Top