Expired Hot Deals

[Tangerine] Tangerine Mortgages - 5 Year Fixed Rate at 3.19%

  • Last Updated:
  • Apr 10th, 2019 7:50 am
Deal Addict
Feb 26, 2006
2572 posts
519 upvotes
Ottawa
Susanclark wrote: One major plus of Tangerine mortgages is the calculation of penalties. They don’t have posted rates to base the penalties off of. I have two mortgages one for $264k and other for rental property of $198k and both penalties are under $1000.
Very good tip
Sr. Member
Apr 18, 2004
791 posts
209 upvotes
I just got my mortgage renewal from TrueNorth for 5 yrs valaible @ 2.75% and all switch fee covered.
Never again! HTC , Wind Mobile , Air China
Newbie
Sep 10, 2015
14 posts
Sudbury, ON
Chi-tel wrote: I just got my mortgage renewal from TrueNorth for 5 yrs valaible @ 2.75% and all switch fee covered.
High ratio or +20% down?
Jr. Member
Dec 20, 2016
129 posts
21 upvotes
Chi-tel wrote: I just got my mortgage renewal from TrueNorth for 5 yrs valaible @ 2.75% and all switch fee covered.
TrueNorth is a broker right? So the actual mortgage would be with another lender? Or how does that work?
Also with 2.75 variable, what is the prime? Do each lender have their own prime rate?
Member
Jul 17, 2007
333 posts
422 upvotes
Montreal
need some help
i have a mortgage now with RMG and i need to renew it in August, can i go to another lender now or do i need to stay with RMG?
THE HARDEST THING ABOUT SALES,IS KNOWING WHERE NOT TO WASTE TIME
Deal Addict
Jan 27, 2016
1486 posts
834 upvotes
Edmonton
https://www.truenorthmortgage.ca/rates/ontario

Rates are only good for people putting down less than 20%, their other rates aren't good.
NewToRfd wrote: TrueNorth is a broker right? So the actual mortgage would be with another lender? Or how does that work?
Also with 2.75 variable, what is the prime? Do each lender have their own prime rate?
Sr. Member
Apr 18, 2004
791 posts
209 upvotes
civi19 wrote: High ratio or +20% down?
No.

NewToRfd wrote: TrueNorth is a broker right? So the actual mortgage would be with another lender? Or how does that work?
Also with 2.75 variable, what is the prime? Do each lender have their own prime rate?
The mortgage is from Think Mortgage, I think it is a TN company. The P rate is 3.95%
Never again! HTC , Wind Mobile , Air China
Deal Guru
User avatar
Nov 28, 2016
14808 posts
1775 upvotes
Out west
def47 wrote: or get 3.04% from anyone else..
Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
Deal Addict
Jan 27, 2016
1486 posts
834 upvotes
Edmonton
HSBC has the best rate for 5 yr fixed I have seen with a major lender
WikkiWikki wrote: Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
Deal Guru
User avatar
Aug 6, 2001
13721 posts
1911 upvotes
Mississauga
If they are offering this for 5 years, you can be sure that variable is probably the best way to go.
Deal Guru
User avatar
Aug 6, 2001
13721 posts
1911 upvotes
Mississauga
In4mer514 wrote: need some help
i have a mortgage now with RMG and i need to renew it in August, can i go to another lender now or do i need to stay with RMG?
All depends on the hassle you want to go through. What's the rate and what's the opp cost of re-submitting paperwork and hours spent to get the new rate? All depends on what rate you are moving from..etc.
Deal Fanatic
Dec 24, 2005
5406 posts
1001 upvotes
WikkiWikki wrote: Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
Fwiw. I am approved at hsbc at 2.89 on a 5 year fixed.

However I probably will end up going to a traditional bank at a higher rate.

Let’s see if anything changes though. I have until July 1.
Jr. Member
Dec 20, 2016
129 posts
21 upvotes
milolai wrote: Fwiw. I am approved at hsbc at 2.89 on a 5 year fixed.

However I probably will end up going to a traditional bank at a higher rate.

Let’s see if anything changes though. I have until July 1.
Why? Anything wrong with HSBC?
Deal Addict
User avatar
Jun 10, 2011
4062 posts
1375 upvotes
WikkiWikki wrote: Typical RFD

Proof please. Show us a 5 year fixed for 3.19%

Otherwise, its noise.
TrueNorthMortgage.ca
advertised on their website

few years ago they even offered me lower than the proce advertised online.. just saying.

so? just noise, you said?
Deal Guru
User avatar
Nov 28, 2016
14808 posts
1775 upvotes
Out west
def47 wrote: TrueNorthMortgage.ca
advertised on their website

few years ago they even offered me lower than the proce advertised online.. just saying.

so? just noise, you said?

I know, everyone will now get a hard on proving they are right. Enjoy

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