I collect money when these offers are in place then pay off my credit cards or buy GICs when they expire. That way I always start new when they offer good interest rates.
Tangerine
Targeted - 1.50% interest rate* until August 31, 2021 - on New Money RRSP, TFSA, CASH AND US$
- SCORE0
- StevePos
- Member
- Nov 17, 2016
- 205 posts
- 169 upvotes
- emma_hai
- Newbie
- Mar 7, 2011
- 37 posts
- 18 upvotes
i called and got nothing. Also, called Simplii and nothing as well. Sigh.
- georvu
- Deal Fanatic
- Feb 4, 2015
- 7882 posts
- 4006 upvotes
- Canada, Eh!!
Family member got offer... also rocking 2.5% offer from before.
2022: BOC raised 2 times and MCAP raised its prime next day.
2017 to 2018: BOC raised rates 5 times and MCAP raised its prime next day each time.
2020: BOC dropped rates 3 times and MCAP waited to drop its prime to include all 3 drops.
2017 to 2018: BOC raised rates 5 times and MCAP raised its prime next day each time.
2020: BOC dropped rates 3 times and MCAP waited to drop its prime to include all 3 drops.
- Darkman
- Banned
-
- May 7, 2007
- 13912 posts
- 5698 upvotes
- IslandDeal [OP]
- Deal Addict
-
- Aug 13, 2020
- 1001 posts
- 4555 upvotes
- Vancouver Island
- Frankie3s
- Deal Fanatic
- Jul 4, 2004
- 8987 posts
- 1942 upvotes
Vote with your money and go to Canadian Tire Bank (not my 1st choice) or EQ Bank. It's just that simple and you get to keep your dignity by not having to beg. Imagine, begging a bank to take your money - now we've all really lost it.
Help an animal charity or sanctuary out today. Become a volunteer, advocate, foster a pet, or donate. They need you as much as you need them!
- angel_wing0
- Moderator
-
- Mar 23, 2004
- 46876 posts
- 12808 upvotes
- Markham
Got the offer, same as normal EQ rate...
- LenG17
- Newbie
- Jan 22, 2017
- 94 posts
- 46 upvotes
- AB
I haven't received any offers from Tangerine for over a year! Pretty bleak.
- georvu
- Deal Fanatic
- Feb 4, 2015
- 7882 posts
- 4006 upvotes
- Canada, Eh!!
You are universal translator like in Star Trek!!IslandDeal wrote: ↑ I don't have a handy RFD translator but I read this as "I think Georvu has a family member that received an offer and Georvu is benefiting from a previous Tangerine 2.5% offer at the moment"
2022: BOC raised 2 times and MCAP raised its prime next day.
2017 to 2018: BOC raised rates 5 times and MCAP raised its prime next day each time.
2020: BOC dropped rates 3 times and MCAP waited to drop its prime to include all 3 drops.
2017 to 2018: BOC raised rates 5 times and MCAP raised its prime next day each time.
2020: BOC dropped rates 3 times and MCAP waited to drop its prime to include all 3 drops.
- angel_wing0
- Moderator
-
- Mar 23, 2004
- 46876 posts
- 12808 upvotes
- Markham
Just use EQ/Neo, it's the same or even higher rate.
- advantage21
- Deal Addict
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- Jul 20, 2002
- 1478 posts
- 321 upvotes
- Alekxqin
- Deal Addict
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- Oct 15, 2015
- 2576 posts
- 2420 upvotes
- Montreal, QC
hmmm......so a 1.50% interest rate is a hot deal now? lol
- angel_wing0
- Moderator
-
- Mar 23, 2004
- 46876 posts
- 12808 upvotes
- Markham
For a big 5 bank (TNG=Scotia), yes sadly
- goo421
- Member
- Jul 29, 2007
- 310 posts
- 208 upvotes
- Markham
lol......My Insights still says "Great news! We’re extending your special 1.70%* Savings rate until March 17, 2021."
- dan2011
- Member
- Dec 31, 2011
- 287 posts
- 347 upvotes
- ETOBICOKE
I've got no offers for years. I think they have forgotten about my account. It's empty except for a few cents I transfer every so often to keep it active.
It's back at motive for 1.3% after the simplii promotion of 2.5 ended
It's back at motive for 1.3% after the simplii promotion of 2.5 ended
- mkl38s
- Deal Fanatic
- Jan 21, 2014
- 6493 posts
- 3898 upvotes
I must be one of their favorite customers as they consistently offered me these special bonus rates over the years. I think the longest gap was just over 4 months last year where I got nothing. I never call or beg, just quietly move my money out
- The__Rock
- Sr. Member
- Oct 22, 2007
- 580 posts
- 699 upvotes
Ah. I remember the days I used to chase HISA rates. Then I grew up and realized one can make 2% in a day in an ETf versus chug along to earn 1.2% in a year.
- dan2011
- Member
- Dec 31, 2011
- 287 posts
- 347 upvotes
- ETOBICOKE
Same. I just keep a bit of cash in those savings account now. With things like VEQT, XAW, and VFV making more, why bother chasing peanuts, unless of course you need the money soon or are very risk adverse.
- tmonies
- Deal Addict
- Dec 31, 2013
- 2396 posts
- 1897 upvotes
- condo
Might as well give my savings to EQ bank... and save the work of moving funds around later...
- Tigre1215
- Sr. Member
- Jun 12, 2015
- 668 posts
- 327 upvotes
- Mississauga
I thought EQ regular is 2.3%?Phonophoresis wrote: ↑ Ouch, 1.5%.
No lottery for me this time, but at 1.5%... into EQ my money goes! Given rates are the same, would way rather support EQ due to consistent, fair offerings; as opposed to TNG, where I have to deal with this stupid lottery every few months and make sure I move my money out the few days before. Plus, EQ has a built-in chequing/savings account; whereas with TNG, you have to transfer back and forth.