You should also spend $1,500 more on groceries/gas/recurring (combined, not each), as you get 6% cb on those.
TD Bank
Cashback Infinite - 6%/$2k in 90 days + FYF [PS Friendly Now]
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- angel_wing0
- Moderator
- Mar 23, 2004
- 47728 posts
- 13901 upvotes
- Markham
- taya1214
- Deal Addict
- Oct 24, 2009
- 1184 posts
- 1652 upvotes
- Vancouver
Is anyone experiencing getting 10% return on any purchase after $200 cashback lumpsum deposit? I am getting this so I am getting incredible return passed $2000 but not sure how much would be the cap.
- choclover
- Deal Fanatic
- Oct 7, 2007
- 9404 posts
- 5374 upvotes
Not me. I only get 6% on gas and groceries which I am expecting to end when I reach $3500 in total.
- amz155
- Deal Fanatic
- May 14, 2009
- 6759 posts
- 1499 upvotes
Where does it show up? My husband did a PS to CBI a couple months ago, we hit the 2K and don’t see anything on the statement about CB.angel_wing0 wrote: ↑ right away.
- angel_wing0
- Moderator
- Mar 23, 2004
- 47728 posts
- 13901 upvotes
- Markham
well or when you reach the third statements even if you dont reach $3,500 total.
you should see it through easyweb or tdrewards.com
- titaniumtux [OP]
- Deal Expert
- May 8, 2009
- 15560 posts
- 14184 upvotes
- Going to the Moon
Interesting DP...where I didn't get FYF for CBI PS to CB Green PS to CBI (on final upgrade, no FYF), I PS'd to FCT, got pro-rated AF back, looted FCT, now PS'd back to CBI. WB not guaranteed, but they promised I won't get hit with AF this time. Getting 6%/3cat, which I'm okay with.
YMMV. Those of us with history under the TD umbrella seem to have the upper hand (my several years of MBNA), or a real solid Equifax. Most of us never got asked proof of income, but there are DP's of some who got asked for proof. Work-around is to get a basic card with enough CL (min $5k) and upgrade. They never ask for proof of income on PS afaik.SLxSoldier wrote: ↑Hey sorry if this is a dumb question. Are they strict on the income requirements for this card? Seems like a great card for my needs but I am definitely under that amount right now.
It's max once per six months per card. This means you can PS each of your Hatcher's into this once per card and loot.Devotion wrote: ↑For those who have multiple CB cards (whether it was from PS or new app), did you have to wait 6 months in order to get the bonus on your 2nd/3rd/etc. CB card? Or does the 6 month thing not apply for this card since I can't see it in the T&C? i.e. if I apply for a CB card today and then PS one of my other cards into CB tomorrow, will I get the 10% CB bonus on both cards or just the first? Thanks!
Flagged? Meh, downgrade any time, can even downgrade online. I wouldn't outright cancel, since you can keep the CL and upgrade later. Don't think downgrading or cancelling cards will flag you...unless you PS a single card practically monthly.
Premium Life: CDC [Icey Private Status]/SwissBorg Genesis/InLock/Netflix UHD [100% off]/Amazon [Prime 100% off]/Instacart [Express]
- bubak
- Deal Addict
- Jul 15, 2009
- 3654 posts
- 3054 upvotes
How do you downgrade online? I can't find it anywhere in easyweb.titaniumtux wrote: ↑ Flagged? Meh, downgrade any time, can even downgrade online. I wouldn't outright cancel, since you can keep the CL and upgrade later. Don't think downgrading or cancelling cards will flag you...unless you PS a single card practically monthly.
- titaniumtux [OP]
- Deal Expert
- May 8, 2009
- 15560 posts
- 14184 upvotes
- Going to the Moon
Apparently can be done via web browser. Not sure about the steps as I always PS via phone.
Premium Life: CDC [Icey Private Status]/SwissBorg Genesis/InLock/Netflix UHD [100% off]/Amazon [Prime 100% off]/Instacart [Express]
- donutz01
- Deal Addict
- Mar 3, 2012
- 3526 posts
- 1871 upvotes
- GTA
About to PS to FCT, have you claimed anything travel related?titaniumtux wrote: ↑Interesting DP...where I didn't get FYF for CBI PS to CB Green PS to CBI (on final upgrade, no FYF), I PS'd to FCT, got pro-rated AF back, looted FCT, now PS'd back to CBI. WB not guaranteed, but they promised I won't get hit with AF this time. Getting 6%/3cat, which I'm okay with.
YMMV. Those of us with history under the TD umbrella seem to have the upper hand (my several years of MBNA), or a real solid Equifax. Most of us never got asked proof of income, but there are DP's of some who got asked for proof. Work-around is to get a basic card with enough CL (min $5k) and upgrade. They never ask for proof of income on PS afaik.
It's max once per six months per card. This means you can PS each of your Hatcher's into this once per card and loot.
Flagged? Meh, downgrade any time, can even downgrade online. I wouldn't outright cancel, since you can keep the CL and upgrade later. Don't think downgrading or cancelling cards will flag you...unless you PS a single card practically monthly.
I love RFD!
- angel_wing0
- Moderator
- Mar 23, 2004
- 47728 posts
- 13901 upvotes
- Markham
DP: Try to split the CL on a CBI today for another CBI and was told I would not get the FYF and 10% on 2k purchases. Damn.
- titaniumtux [OP]
- Deal Expert
- May 8, 2009
- 15560 posts
- 14184 upvotes
- Going to the Moon
Yessir. Redeemed most on Expedia4TD at 0.5cpp
Else CL sever and grab FCT or API. Then afterwards PS to CBI. FYF should carry over. For WB, you'd get 6%/3catangel_wing0 wrote: ↑DP: Try to split the CL on a CBI today for another CBI and was told I would not get the FYF and 10% on 2k purchases. Damn.
Premium Life: CDC [Icey Private Status]/SwissBorg Genesis/InLock/Netflix UHD [100% off]/Amazon [Prime 100% off]/Instacart [Express]
- angel_wing0
- Moderator
- Mar 23, 2004
- 47728 posts
- 13901 upvotes
- Markham
Will give a shot to the Aeroplan.titaniumtux wrote: ↑ Else CL sever and grab FCT or API. Then afterwards PS to CBI. FYF should carry over. For WB, you'd get 6%/3cat
- amz155
- Deal Fanatic
- May 14, 2009
- 6759 posts
- 1499 upvotes
Thx. He doesn’t bank with Td so doesn’t have easyweb. I’ll try tdrewards.comangel_wing0 wrote: ↑ well or when you reach the third statements even if you dont reach $3,500 total.
you should see it through easyweb or tdrewards.com
- titaniumtux [OP]
- Deal Expert
- May 8, 2009
- 15560 posts
- 14184 upvotes
- Going to the Moon
He can choose to not use EasyWeb, but the setup is there. He'll have a dummy debit card for login purposes.
Premium Life: CDC [Icey Private Status]/SwissBorg Genesis/InLock/Netflix UHD [100% off]/Amazon [Prime 100% off]/Instacart [Express]
- TorontoEh
- Deal Fanatic
- Dec 11, 2005
- 9870 posts
- 1915 upvotes
- TO
Apart from PS'ed to this CBI, has anyone here applied for this card x 2 and received FYF and received 200 cashback?
Meaning you hold 2 of these cards at one time.
Meaning you hold 2 of these cards at one time.
"You can't soar with the eagles if you're hanging with the turkeys - Gary Kent
- angel_wing0
- Moderator
- Mar 23, 2004
- 47728 posts
- 13901 upvotes
- Markham
he should still be able to register for easyweb if he has a TD cc.
- azncapcom
- Deal Fanatic
- Aug 9, 2009
- 6245 posts
- 1779 upvotes
When you PS from a FYF VI card to another FYF VI card, do you get a new full year of annual fee waived or it continues off the previous one?
E.g 6 months into CBI and PS to FCT, do I only get 6 months left of the annual fee waiver or does it reset for a full year?
E.g 6 months into CBI and PS to FCT, do I only get 6 months left of the annual fee waiver or does it reset for a full year?
- silverjelly
- Deal Addict
- Jul 21, 2007
- 1284 posts
- 865 upvotes
Where are people getting the 6% gas/grocery? My terms say 3% gas/grocery after the 10% for first 2K spent
- amz155
- Deal Fanatic
- May 14, 2009
- 6759 posts
- 1499 upvotes
Ah, now I remember. He did get a dummy card and then for some reason it was blocked and he had to go to a branch to get another one. I’ll remind himtitaniumtux wrote: ↑ He can choose to not use EasyWeb, but the setup is there. He'll have a dummy debit card for login purposes.
- angel_wing0
- Moderator
- Mar 23, 2004
- 47728 posts
- 13901 upvotes
- Markham
Yes the terms say that for everyone, so you can safely ignore them.silverjelly wrote: ↑ Where are people getting the 6% gas/grocery? My terms say 3% gas/grocery after the 10% for first 2K spent
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