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[TD Bank] TD First Class Travel Visa Infinite (80k WB + FYF)

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  • Sep 29th, 2020 12:56 am
Jr. Member
Jul 29, 2016
190 posts
71 upvotes
I have the cashback visa infinite card. If I switch to this, I should be eligible for the bonus points right? Do they report my account as closed and open a new account with credit reporting agencies (Equifax and Transunion) or do they keep the same account? Since these are two separate product classes I expect my credit card number to change.
Deal Addict
Oct 3, 2018
2863 posts
2878 upvotes
GTA
jpistone wrote: what does the reference to "PS" mean?
It took me a couple of minutes to figure out lol

PS = Product Switch
Jr. Member
Jan 31, 2015
115 posts
46 upvotes
Toronto
engo wrote: When the the min. spend cross $1,000. My 20k posted last Friday. 60k posted today.
Beautiful, i'll wait a day or two.
Deal Fanatic
User avatar
May 8, 2002
5070 posts
1657 upvotes
asdisme wrote: Do you have any TD products when you applied? (accessing the application through EasyWeb?)
No prior experience with any TD products, applied through regular public website
Deal Addict
Dec 4, 2008
1648 posts
1200 upvotes
Reading this thread more thoroughly it seems like I missed something... TD denying WB across different family of cards?

Scenario: I have the TD Aeroplan Visa Infinite which I applied for and was approved in February 2019. I have a TD Rewards Visa I'm looking to PS into the FCT (many DPs suggest this is possible and still reap 20k + 60k WB + MSR bonus, but only from those that seemingly have only PS into FCT without applying for Aeroplan Visa Infinite).

Some posts I've read are now suggesting that I may not actually get the 20k + 60k WB on the FCT due to some reps enforcing the 6 month rule across a different 'family' of cards (I am defining a CC family by its reward earn type, e.g. Aeroplan, Reward points, Cashback, etc.)

Am I correct in saying that my ability to earn the 20k+60k WB on the FCT seems to be YMMV for me in the above scenario?
Deal Guru
User avatar
May 8, 2009
13923 posts
11542 upvotes
Leask
sports1 wrote: Reading this thread more thoroughly it seems like I missed something... TD denying WB across different family of cards?

Scenario: I have the TD Aeroplan Visa Infinite which I applied for and was approved in February 2019. I have a TD Rewards Visa I'm looking to PS into the FCT (many DPs suggest this is possible and still reap 20k + 60k WB + MSR bonus, but only from those that seemingly have only PS into FCT without applying for Aeroplan Visa Infinite).

Some posts I've read are now suggesting that I may not actually get the 20k + 60k WB on the FCT due to some reps enforcing the 6 month rule across a different 'family' of cards (I am defining a CC family by its reward earn type, e.g. Aeroplan, Reward points, Cashback, etc.)

Am I correct in saying that it seems to be YMMV for me in the above scenario?
We're all learning.

DP's contradict what CSR's say.

HUCA until you get what you want Smiling Face With Sunglasses

Theoretically, it's one WB per six months across all TD CT cards. Some reps seem to enforce this but only for TD FCT/API (both "infinite travel cards"), whereas some DP's where ppl got both.

My DP is I hold an FCT, and gonna get WB on a 2nd one. Suggests that it's one WB on FCT for this season.

None of this makes sense. But let's hammer it because TD CT is obviously thirsty for card activations and "upgrades".
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Newbie
Oct 16, 2012
62 posts
40 upvotes
DP for me is a quite weird one... I PS from Infinite Cash Back to FCT and I received 20k points after first purchase and only 20k after 1k spend.... one rep said that I got that second 20k after 1k spend by mistake and should see another 60k points within 8 weeks... another rep said that I am getting these points separately. I don't know who to believe anymore, my mistake is not having the rep write down in the notes from the product switch that I should get 20k + 60k points... live and learn I guess.
Deal Addict
User avatar
Apr 5, 2008
2521 posts
106 upvotes
Toronto
joshmxpx wrote: No prior experience with any TD products, applied through regular public website
Hopefully that means being stuck @ 90% is being fixed.

Thanks for info!
Deal Fanatic
User avatar
May 8, 2002
5070 posts
1657 upvotes
asdisme wrote: Hopefully that means being stuck @ 90% is being fixed.

Thanks for info!
Applied for the Aeroplan card last night as well, and got through application without issue again. Now just waiting to see if I can get both WBs
Sr. Member
Dec 8, 2006
928 posts
543 upvotes
sports1 wrote: Reading this thread more thoroughly it seems like I missed something... TD denying WB across different family of cards?

Scenario: I have the TD Aeroplan Visa Infinite which I applied for and was approved in February 2019. I have a TD Rewards Visa I'm looking to PS into the FCT (many DPs suggest this is possible and still reap 20k + 60k WB + MSR bonus, but only from those that seemingly have only PS into FCT without applying for Aeroplan Visa Infinite).

Some posts I've read are now suggesting that I may not actually get the 20k + 60k WB on the FCT due to some reps enforcing the 6 month rule across a different 'family' of cards (I am defining a CC family by its reward earn type, e.g. Aeroplan, Reward points, Cashback, etc.)

Am I correct in saying that my ability to earn the 20k+60k WB on the FCT seems to be YMMV for me in the above scenario?
In the same boat with a Visa Infinite Cash back card. If its been greater than 6 months, then you're eligible for the welcome bonus? Is the best way to call in to switch?
2x Zoomer Wireless (Rogers): $40.50 6GB 4G LTE, Unlimited Calling & Text
Sr. Member
Apr 23, 2017
667 posts
361 upvotes
jpistone wrote: what does the reference to "PS" mean?
Product Switch
Information is wealth, but again, depends on what you're pursuing & what it's worth to you😎💡
Newbie
Nov 9, 2018
11 posts
9 upvotes
I'm an existing TD customer and got approved instantly upon application submission.
They're sending it in the mail.
Member
User avatar
Oct 28, 2005
497 posts
440 upvotes
Is anyone having trouble applying for the card? I get to the last screen in the application and it says it's going to ask me some question based on my credit file, but the questions never show up, and submit button doesn't work, so I can't complete the application. I disabled my ad blocker before applying. I tried from two different networks and I get the same result. What am I missing?
Member
Sep 22, 2012
326 posts
95 upvotes
Toronto
Does the welcome letter mentions the 60k bonus points?
mine only mentions the 20k welcome pt.
On hold with the agent, he thinks the 60k bonus not applicable if I applied online.. Bull...

Update: after holding for 10 min or so, he came back and said I will receive the 60k bonus, just the welcome letter doesn't state it.
Member
Feb 8, 2012
309 posts
232 upvotes
tivo_box wrote: Is anyone having trouble applying for the card? I get to the last screen in the application and it says it's going to ask me some question based on my credit file, but the questions never show up, and submit button doesn't work, so I can't complete the application. I disabled my ad blocker before applying. I tried from two different networks and I get the same result. What am I missing?
I guess TD still hasn't fixed their website.
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User avatar
Dec 22, 2014
3226 posts
3034 upvotes
Mordor
anyone have a data point that have them getting the bonus pts + FYF after they closed their previous account within 6 months of opening this card?
Member
Dec 27, 2015
225 posts
303 upvotes
Nepean, ON
tivo_box wrote: Is anyone having trouble applying for the card? I get to the last screen in the application and it says it's going to ask me some question based on my credit file, but the questions never show up, and submit button doesn't work, so I can't complete the application. I disabled my ad blocker before applying. I tried from two different networks and I get the same result. What am I missing?
Yep, exact same problem here on multiple devices and browsers as well Pensive Face
Deal Guru
User avatar
May 8, 2009
13923 posts
11542 upvotes
Leask
YVRZeals wrote: DP for me is a quite weird one... I PS from Infinite Cash Back to FCT and I received 20k points after first purchase and only 20k after 1k spend.... one rep said that I got that second 20k after 1k spend by mistake and should see another 60k points within 8 weeks... another rep said that I am getting these points separately. I don't know who to believe anymore, my mistake is not having the rep write down in the notes from the product switch that I should get 20k + 60k points... live and learn I guess.
You were still promised by one rep that you'll receive the 60k pts later. You could escalate and have the call listened to. Just means you might wait a couple days for a super to call you back. Have them give you a deadline for pts deposit and write it in the notes.
tivo_box wrote: Is anyone having trouble applying for the card? I get to the last screen in the application and it says it's going to ask me some question based on my credit file, but the questions never show up, and submit button doesn't work, so I can't complete the application. I disabled my ad blocker before applying. I tried from two different networks and I get the same result. What am I missing?
Good thing is we can get the offer via phone (or I guess in branch) fairly hassle-free.
ShadowMordor wrote: anyone have a data point that have them getting the bonus pts + FYF after they closed their previous account within 6 months of opening this card?
My DP is even stronger. I have an existing FCT from December that I haven't downgraded yet (waiting for the remaining +20k pts on that one), yet was able to jump on a 2nd FCT for the 20+60k pts.
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Deal Addict
Nov 28, 2012
2141 posts
1236 upvotes
Etobicoke
titaniumtux wrote: You were still promised by one rep that you'll receive the 60k pts later. You could escalate and have the call listened to. Just means you might wait a couple days for a super to call you back. Have them give you a deadline for pts deposit and write it in the notes.



Good thing is we can get the offer via phone (or I guess in branch) fairly hassle-free.



My DP is even stronger. I have an existing FCT from December that I haven't downgraded yet (waiting for the remaining +20k pts on that one), yet was able to jump on a 2nd FCT for the 20+60k pts.
Idk how you are able to do it so easily. TD is giving me so much hard time. I had FCT last year. Cancelled in October and downgraded to no fee card. I did product transfer on March 4th.i was promised 20K+60K.

Didn't get 20K signup bonus after first purchase. When called, agent made some lame excuses. Make her escalate this issue and I was suppose to get a call back this week. No update so far.

Applied for Aeroplan card and approved instantly. But didn't receive my card yet. I hope. I get 30K bonus on that card without any hassle.
Sr. Member
Feb 11, 2013
742 posts
81 upvotes
BC
I applied for this card few weeks ago and was approved.

Would I be able to convert my current TD credit card that was switched to TD aeroplan 11 months ago back to TD FCT and still get the welcome bonus?

Also, one rep said the 60k is posted to the account after 90 days but im reading here that people got it after hitting the minimum spend. Confused.

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