[TD Bank] TD First Class Travel Visa Infinite (80k WB + FYF)

sports1 wrote: ↑

Mar 14th, 2019 11:56 pm

Any updates from you guys? Did your WB points post ?

Has anyone else done a product switch (whether from Rewards Visa, Aeroplan, etc.) and gotten the sign up bonus?

titaniumtux wrote: ↑

Mar 15th, 2019 12:26 pm

Told by CSR, and made sure CSR noted it on file. Whenever it's written by a CSR, if it doesn't automate, I have them honour it. TD CT's been great at honouring their promises to me.

Basically, anyone can get the 80k WB, but only on one card for this promo season. Even if you have multiple TD CT cards that could "upgrade" to FCT, you'll only get 80k WB on one of them.

My first transaction posted on account but no 20,000 bonus.

I called TD and a gent told me that I had this card before. So I am not eligible for 20,000 points but if I spend $1000 in first 90 days than I will receive 60,000 points.

I talked to manager and she said that this offer is only available for New applicant who never had this card before. I had this card in past and cancelled it last November.

So I will not get 20,000 sign up bonus and I have to pay annual fee. But if I spend $1000 in 90 days I will receive 60, 000 points which doesn't make any sense.

After some arguments she told me that she is going to escalate my issue to her manager and I will receive a call from them next week.

specialoffers wrote: ↑

Mar 15th, 2019 3:07 pm

My first transaction posted on account but no 20,000 bonus.

I called TD and a gent told me that I had this card before. So I am not eligible for 20,000 points but if I spend $1000 in first 90 days than I will receive 60,000 points.

I talked to manager and she said that this offer is only available for New applicant who never had this card before. I had this card in past and cancelled it last November.

So I will not get 20,000 sign up bonus and I have to pay annual fee. But if I spend $1000 in 90 days I will receive 60, 000 points which doesn't make any sense.

After some arguments she told me that she is going to escalate my issue to her manager and I will receive a call from them next week.

Good DP.

I had my rep put all the notes so that I make darn sure the deal is honoured. When CSR put notes on file from our conversations, I've always had them honoured. TD CT has been great at granting me WB's. Truly no complaining here.

If you book through Expedia for TD, will you get airline miles such as Aeroplan, Westjet, BA etc? Same goes for hotel membership such as Marriott, Hilton, Holiday Inn and car rentals (Hertz, Avis, Budget etc). I think no as that is how they make some money on the backend but curious if people have DPs on this.

jammin825 wrote: ↑

Mar 15th, 2019 6:58 pm

If you book through Expedia for TD, will you get airline miles such as Aeroplan, Westjet, BA etc? Same goes for hotel membership such as Marriott, Hilton, Holiday Inn and car rentals (Hertz, Avis, Budget etc). I think no as that is how they make some money on the backend but curious if people have DPs on this.

Hotel definitely not.

You do not get points , nor any benefit from your existing status with the chain. You could be nice and ask the front desk, so YMMV.
I wouldn't book hotel on expedia due to this reason.

People were saying you still get miles if you book flight on expedia. Can someone else confirm?

What is the advantage of booking on aircanada.ca then? I guess cancelling or changing flight is easier on aircanada.ca, and expedia may charge its own fees for cancel/change?

xx1what wrote: ↑

Mar 15th, 2019 7:32 pm

Hotel definitely not.

You do not get points , nor any benefit from your existing status with the chain. You could be nice and ask the front desk, so YMMV.
I wouldn't book hotel on expedia due to this reason.

People were saying you still get miles if you book flight on expedia. Can someone else confirm?

What is the advantage of booking on aircanada.ca then? I guess cancelling or changing flight is easier on aircanada.ca, and expedia may charge its own fees for cancel/change?

You can earn FFP pts via Expedia4TD where the FFP account holder's name matches the passenger's name, TD CT cardholder-agnostic.

xx1what wrote: ↑

Mar 15th, 2019 7:32 pm

Hotel definitely not.

You do not get points , nor any benefit from your existing status with the chain. You could be nice and ask the front desk, so YMMV.
I wouldn't book hotel on expedia due to this reason.

People were saying you still get miles if you book flight on expedia. Can someone else confirm?

What is the advantage of booking on aircanada.ca then? I guess cancelling or changing flight is easier on aircanada.ca, and expedia may charge its own fees for cancel/change?

ability to use discounted aircanada gcs

jammin825 wrote: ↑

Mar 15th, 2019 6:58 pm

If you book through Expedia for TD, will you get airline miles such as Aeroplan, Westjet, BA etc? Same goes for hotel membership such as Marriott, Hilton, Holiday Inn and car rentals (Hertz, Avis, Budget etc). I think no as that is how they make some money on the backend but curious if people have DPs on this.

I used Expedia for TD to purchase flights on Eva Air, into booking class V. Found out later on that NEITHER United nor Aeroplan will credit any miles for this fare class. Not sure if it was because the price was REALLY cheap, that resulted in this bucket fare, or if it's because it was booked through Expedia for TD.

If you are willing to do the footwork and want to know before you pull the trigger, examine which class the flights will book into, and then use this site to see how many (if any) miles you will earn for your preferred FFP.
https://www.wheretocredit.com/

ShadowMordor wrote: ↑

Mar 15th, 2019 10:32 pm

ability to use discounted aircanada gcs

Heh...I see where you came from.

ShadowMordor wrote: ↑

Mar 15th, 2019 10:32 pm

ability to use discounted aircanada gcs

I have heard that almost all credit cards will null all insurance coverage even if a small portion of the flight was charged to a GC.
It typically says something like "full charge needs to be charged onto the credit card".

In this regard, air canada GC seems like a huge scam.
They sell you the GC, then try to sell you insurance for extra profit.

bizee-bee wrote: ↑

Mar 15th, 2019 10:37 pm

I used Expedia for TD to purchase flights on Eva Air, into booking class V. Found out later on that NEITHER United nor Aeroplan will credit any miles for this fare class. Not sure if it was because the price was REALLY cheap, that resulted in this bucket fare, or if it's because it was booked through Expedia for TD.

If you are willing to do the footwork and want to know before you pull the trigger, examine which class the flights will book into, and then use this site to see how many (if any) miles you will earn for your preferred FFP.
https://www.wheretocredit.com/

Thank you for the website.
This will help a lot.

If you book on expedia, do you see your fare bucket before you finalize the purchase?

xx1what wrote: ↑

Mar 15th, 2019 10:38 pm

I have heard that almost all credit cards will null all insurance coverage even if a small portion of the flight was charged to a GC.
It typically says something like "full charge needs to be charged onto the credit card".

In this regard, air canada GC seems like a huge scam.
They sell you the GC, then try to sell you insurance for extra profit.

agreed, i would never consciously book a flight without insurance through my CC...
but do keep in mind some people cant afford cc (either annual fee or they dont qualify for cc) that have coverages
and some people just like to save money to take the risk. hack, even if you book through aeroplan, unless you pay the tax via td/cibc/amex aeroplan cards, you dont actually have coverage....

ShadowMordor wrote: ↑

Mar 15th, 2019 10:48 pm

agreed, i would never consciously book a flight without insurance through my CC...
but do keep in mind some people cant afford cc (either annual fee or they dont qualify for cc) that have coverages
and some people just like to save money to take the risk. hack, even if you book through aeroplan, unless you pay the tax via td/cibc/amex aeroplan cards, you dont actually have coverage....

Really? Interesting.
Do you have any data point on aeroplan bookings not eligible for insurance?

How would the taxes not count as the "full charge" of the flight, since aeroplan miles are not cash.
The miles are reward, and the airlines reward us a lower fare (taxes) in exchange for loyalty.

xx1what wrote: ↑

Mar 15th, 2019 10:41 pm

Thank you for the website.
This will help a lot.

If you book on expedia, do you see your fare bucket before you finalize the purchase?

TBH, I don't know. I thought you could. But I don't normally book through Expedia so I'm not sure. Look for it if you can. And since most airlines offer 24 hr grace period you can for sure see the booking class when you get the receipt or view the ticket online, and if you don't like it, cancel for full refund.

For me, I wouldn't bother. Earning miles by flying is a thing of the past. If I get it, great, if not, I move on. I know this doesn't sound like I'm making a lot of sense, but it's honestly how I feel nowadays, after realizing how superior churning for points is compared to butts-in-seats.

For those who have 2 FCT cards, I assume the points are under each individual cards. Is there a way to consolidate the points?

xx1what wrote: ↑

Mar 15th, 2019 10:52 pm

Really? Interesting.
Do you have any data point on aeroplan bookings not eligible for insurance?

How would the taxes not count as the "full charge" of the flight, since aeroplan miles are not cash.
The miles are reward, and the airlines reward us a lower fare (taxes) in exchange for loyalty.

https://www.flyertalk.com/forum/air-can ... rance.html
that's just one example, most terms of condition of any credit card will have a clause that allows them to not cover it.