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[TD Bank] TD First Class Travel Visa Infinite (80k WB + FYF)

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  • Sep 29th, 2020 12:56 am
Deal Addict
User avatar
Apr 5, 2008
2477 posts
102 upvotes
Toronto
joshmxpx wrote: I applied to this this morning through online app and was instantly approved, no errors!

MSR should be hit pretty quickly. Can I also apply for the TD Aeroplan card with 30k WB and receive WB for both cards with no issue?

I know DPs have been suggesting both, but has anyone with no TD history applied for both in a short window and received both WBs?
Do you have any TD products when you applied? (accessing the application through EasyWeb?)
Jr. Member
Jul 29, 2016
169 posts
62 upvotes
I have the cashback visa infinite card. If I switch to this, I should be eligible for the bonus points right? Do they report my account as closed and open a new account with credit reporting agencies (Equifax and Transunion) or do they keep the same account? Since these are two separate product classes I expect my credit card number to change.
Deal Addict
Oct 3, 2018
2413 posts
2419 upvotes
GTA
jpistone wrote: what does the reference to "PS" mean?
It took me a couple of minutes to figure out lol

PS = Product Switch
Newbie
Jan 31, 2015
86 posts
35 upvotes
Toronto
engo wrote: When the the min. spend cross $1,000. My 20k posted last Friday. 60k posted today.
Beautiful, i'll wait a day or two.
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User avatar
May 8, 2002
4917 posts
1448 upvotes
asdisme wrote: Do you have any TD products when you applied? (accessing the application through EasyWeb?)
No prior experience with any TD products, applied through regular public website
Deal Addict
Dec 4, 2008
1600 posts
1165 upvotes
Reading this thread more thoroughly it seems like I missed something... TD denying WB across different family of cards?

Scenario: I have the TD Aeroplan Visa Infinite which I applied for and was approved in February 2019. I have a TD Rewards Visa I'm looking to PS into the FCT (many DPs suggest this is possible and still reap 20k + 60k WB + MSR bonus, but only from those that seemingly have only PS into FCT without applying for Aeroplan Visa Infinite).

Some posts I've read are now suggesting that I may not actually get the 20k + 60k WB on the FCT due to some reps enforcing the 6 month rule across a different 'family' of cards (I am defining a CC family by its reward earn type, e.g. Aeroplan, Reward points, Cashback, etc.)

Am I correct in saying that my ability to earn the 20k+60k WB on the FCT seems to be YMMV for me in the above scenario?
Deal Guru
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May 8, 2009
13455 posts
10865 upvotes
Leask
sports1 wrote: Reading this thread more thoroughly it seems like I missed something... TD denying WB across different family of cards?

Scenario: I have the TD Aeroplan Visa Infinite which I applied for and was approved in February 2019. I have a TD Rewards Visa I'm looking to PS into the FCT (many DPs suggest this is possible and still reap 20k + 60k WB + MSR bonus, but only from those that seemingly have only PS into FCT without applying for Aeroplan Visa Infinite).

Some posts I've read are now suggesting that I may not actually get the 20k + 60k WB on the FCT due to some reps enforcing the 6 month rule across a different 'family' of cards (I am defining a CC family by its reward earn type, e.g. Aeroplan, Reward points, Cashback, etc.)

Am I correct in saying that it seems to be YMMV for me in the above scenario?
We're all learning.

DP's contradict what CSR's say.

HUCA until you get what you want Smiling Face With Sunglasses

Theoretically, it's one WB per six months across all TD CT cards. Some reps seem to enforce this but only for TD FCT/API (both "infinite travel cards"), whereas some DP's where ppl got both.

My DP is I hold an FCT, and gonna get WB on a 2nd one. Suggests that it's one WB on FCT for this season.

None of this makes sense. But let's hammer it because TD CT is obviously thirsty for card activations and "upgrades".
No solicitation in sigs
Newbie
Oct 16, 2012
62 posts
40 upvotes
DP for me is a quite weird one... I PS from Infinite Cash Back to FCT and I received 20k points after first purchase and only 20k after 1k spend.... one rep said that I got that second 20k after 1k spend by mistake and should see another 60k points within 8 weeks... another rep said that I am getting these points separately. I don't know who to believe anymore, my mistake is not having the rep write down in the notes from the product switch that I should get 20k + 60k points... live and learn I guess.
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User avatar
Apr 5, 2008
2477 posts
102 upvotes
Toronto
joshmxpx wrote: No prior experience with any TD products, applied through regular public website
Hopefully that means being stuck @ 90% is being fixed.

Thanks for info!
Deal Addict
User avatar
May 8, 2002
4917 posts
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asdisme wrote: Hopefully that means being stuck @ 90% is being fixed.

Thanks for info!
Applied for the Aeroplan card last night as well, and got through application without issue again. Now just waiting to see if I can get both WBs
Sr. Member
Dec 8, 2006
863 posts
462 upvotes
sports1 wrote: Reading this thread more thoroughly it seems like I missed something... TD denying WB across different family of cards?

Scenario: I have the TD Aeroplan Visa Infinite which I applied for and was approved in February 2019. I have a TD Rewards Visa I'm looking to PS into the FCT (many DPs suggest this is possible and still reap 20k + 60k WB + MSR bonus, but only from those that seemingly have only PS into FCT without applying for Aeroplan Visa Infinite).

Some posts I've read are now suggesting that I may not actually get the 20k + 60k WB on the FCT due to some reps enforcing the 6 month rule across a different 'family' of cards (I am defining a CC family by its reward earn type, e.g. Aeroplan, Reward points, Cashback, etc.)

Am I correct in saying that my ability to earn the 20k+60k WB on the FCT seems to be YMMV for me in the above scenario?
In the same boat with a Visa Infinite Cash back card. If its been greater than 6 months, then you're eligible for the welcome bonus? Is the best way to call in to switch?
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Penalty Box
Apr 23, 2017
595 posts
337 upvotes
jpistone wrote: what does the reference to "PS" mean?
Product Switch
Information is wealth, but again, depends on what you're pursuing & what it's worth to you😎💡
Newbie
Nov 9, 2018
11 posts
9 upvotes
I'm an existing TD customer and got approved instantly upon application submission.
They're sending it in the mail.
Member
User avatar
Oct 28, 2005
481 posts
397 upvotes
Is anyone having trouble applying for the card? I get to the last screen in the application and it says it's going to ask me some question based on my credit file, but the questions never show up, and submit button doesn't work, so I can't complete the application. I disabled my ad blocker before applying. I tried from two different networks and I get the same result. What am I missing?
Member
Sep 22, 2012
326 posts
91 upvotes
Toronto
Does the welcome letter mentions the 60k bonus points?
mine only mentions the 20k welcome pt.
On hold with the agent, he thinks the 60k bonus not applicable if I applied online.. Bull...

Update: after holding for 10 min or so, he came back and said I will receive the 60k bonus, just the welcome letter doesn't state it.

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