I used to have both TDFCT & TDAPI for a couple years and got bonuses every few months by product switching FCT to API and vice versa. Eventually they stopped giving me points and told me I wouldn’t receive any points in the future. I merged the cards together and downgraded to CB.
Fast forward about 9 months to March 4th, I upgrade the CB to API and split off 5k to create a new FCT. I received the 15000 AP on first purchase and 20,000 TD points on first purchase. I spent $1k+ on each card last month.
Just received statements and I received the 15,000 AP on $1000 purchase and the 60,000 TD points on the FCT.
All in all, I received 30,000 AP and 80,000 TD points.
Hope this helps.