[TD Bank] TD First Class Travel Visa Infinite (80k WB + FYF)

ysg103907 wrote: ↑ Opened TD Aeroplan Visa Infinite 3 months ago and received 30K points. Called in to product switch to TD FCT but agent told me that I won't be able to get WB since I have received any type of WB within 6 months. Is this true..?

wadokai wrote: ↑Question team:

I currently have a TD emerald card. Is it better for me to apply for a second card, as the FCT, or should I request a switch?

Will I get the bonus points regardless of which way I go?

titaniumtux wrote: ↑ Short answer is yes.

But, I must ask...why is it that your TD CT card is a low interest card? Do you have a line of credit? Do you have credit cards with other FI's who give you balance transfer offers? Are you able to pay off your statement balance each month in full?

If the answer is yes to any of those, there's no need to "rely" on a low interest card. Switch it up to FCT ASAP!

Data point: upgraded to FCT in December, downgraded to no-AF green cashback a month ago after driving pts balance to the negatives. Today, called in and upgrading back to FCT, this time for the FYF and 20+60k WB.

This is my second 80k WB FCT this season, haven't downgraded the other one yet, though I did receive the 20+60k pts on that one. Was expecting to do Travel Plat, but CSR assured me that I'm eligible for the FCT WB on that card.

wadokai wrote: ↑ Do they give you hassle for it? Or is it just call in and hope for the best? lol I don't mind hassle, but just want to make sure and be prepared. Thanks.

1. I call in French first. If wait time is too long, I'll HUCA in English
2. I get reps to document what they promise
3. Always have backup strategy. If I can't multi-churn FCT per season, I can loot Travel Plat for smaller WB

criveros87 wrote: ↑Can I get both TD® Aeroplan®Visa Infinite and TD First Class Travel Visa Infinite and get their respective promos?

ceekay69 wrote: ↑ Question....

I don't qualify for the seemingly better offers here, so which would be the better card overall to go for between:
TD Platinum Travel Visa (25k TD points + FYF), TD Aeroplan Visa Platinum (15k Aeroplan points + FYF), or just get a basic TD Cashback Visa and wait for a similar offer to come back next year when I may meet the salary qualifications.

This is going to be my first CC with benefits so anything to help with making an informed decision would help. I've already read through 25 pages of this forum to no avail

bizee-bee wrote: ↑ crim, it depends on the TD systems nowadays. My FCT was opened Sep 2017 and switched out in Jan 2018, then back to FCT during this promo in March. Did not get the initial 20K, but got the 60K. Someone earlier said an older FCT (no specifics) said the initial 20K did post after a first purchase.

So your wife should get at least the 60K after $1K spending, but the basic 20K bonus after first purchase, HMMV. Personally, I think it's sufficiently old enough from it's prior FCT life that it should get the full 80K.

The way I looked at it, it's just a 7 min phone call to switch, which is well worth it for the 60K, so I'm not complaining.

crimsona wrote: ↑ How many days after hitting minimum spend should she expect the 60k? We somehow got the 20k, but just hit 1k today. Not sure when to expect the spending bonus

yifeilu92 wrote: ↑ Does anyone have datapoints on BOTH applying for a new card and doing a product switch from a pre-existing card? I am wondering if the they will both work.

asdisme wrote: ↑ Applied for the card, but doesn't indicate if I was approved, pending or denied. Called in and they told me to go into branch to check application... after 30 mins on hold...

Anyone in the same boat?

tt1688 wrote: ↑ How long did it take for the 60,000 points to show up after you spent $1000?

speedyforme wrote: ↑ I read and was told two different things, APPLY BY or APPROVED BY June 2nd.

Which one is correct?