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[TD Bank] TD Rewards 25% Less Points on Gift Card (GC), Mechandise, and Shop The Mall Purchases

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  • May 25th, 2020 4:55 pm
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May 14th, 2020 10:00 pm
jQwotos [OP]
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User avatar
Oct 23, 2013
333 posts
435 upvotes
N/A

May 14th, 2020 10:00 pm

[TD Bank] TD Rewards 25% Less Points on Gift Card (GC), Mechandise, and Shop The Mall Purchases

Expires Aug 15.

Discounts are ALREADY applied.

Some notable items Categories Full terms and conditions.
Limited Time Promotional Offer: Redemption offer is only available to TD First Class Travel Visa Infinite*, the TD Platinum Travel Visa*, the TD Rewards Visa* and the TD Business Travel Visa* Credit Cards Cardholders ("Account") who make a Gift Card, Merchandise and/or Shop The Mall purchase (a "Qualifying Purchase") through TDRewards.com from May 7, 2020 to August 15, 2020 (the Offer Period). Qualifying Purchases will receive a 25% discount for the required TD Points or TD Rewards Points at the point of checkout. This Limited Time Promotional Offer will be in addition to any other offers available for your Account. This Offer may be changed, withdrawn or extended at any time. Your Account must be open and in good standing at the time the TD Points or TD Rewards Points are deducted from your account.

All Gift Cards and retail merchandise offered at TDRewards.com are subject to availability and may change without notice. The Toronto Dominion Bank and its affiliates are not responsible for any merchandise available through TDRewards.com and assume no liability in this regard. Gift Cards may be subject to additional terms and conditions set out by the third-party merchant issuing the gift card and may be subject to change from time to time. TD is not responsible if a gift card is not honoured for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt.
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21 replies
May 14th, 2020 10:11 pm
DrDoomsday
Sr. Member
Aug 7, 2019
760 posts
265 upvotes

May 14th, 2020 10:11 pm

How does this compare to some of the best reward promos that have happened in the past?
May 14th, 2020 10:13 pm
F1ash
Member
User avatar
Jul 19, 2006
433 posts
175 upvotes

May 14th, 2020 10:13 pm

Isn’t it better to apply points to redeeming travel on expediafortd? Or is this better value?
May 14th, 2020 10:32 pm
2Sedins1Cup
Deal Addict
May 24, 2011
1535 posts
408 upvotes
Canada

May 14th, 2020 10:32 pm

thanks. OP! Got the costco cardr
==
Telus iPhone 11 Pro
May 14th, 2020 10:51 pm
alexttp
Jr. Member
Aug 30, 2017
169 posts
199 upvotes

May 14th, 2020 10:51 pm

F1ash wrote: ↑ Isn’t it better to apply points to redeeming travel on expediafortd? Or is this better value?
In my understanding (and I may very well be mistaken, so somebody please check my math), nothing beats the points-to-dollar ratio when booking on ExpediaForTD: there it's 1$ = 250 points.
On the other hand, on any given day (when there's no special) if you want to cash out your points, it's 1$ = 400 points.
This here is 1 : 300, which is not quite as good as when booking your travel, but... Comes pretty close.
Given that the travel is likely not going to be the same as it used to be any time soon, I've even been thinking about converting my Travel Rewards to Cashback. So this may be a good opportunity to use all those points before doing that.
+5
May 14th, 2020 11:02 pm
adkid2
Newbie
May 8, 2020
14 posts
24 upvotes

May 14th, 2020 11:02 pm

The best way Is to redeem these points is through ExpediaforTD at $1 = 200 points (or I like to look at it as $100 = 20,000 points). Personally, i am saving these for hotels eventually but this deal is not bad if you have no travel planned in the near future. Just please don’t redeem these for statement credits as it is the worst value ($50 = 20,000)
+1
May 15th, 2020 5:04 am
Yometi
Newbie
May 3, 2017
55 posts
20 upvotes

May 15th, 2020 5:04 am

i also prefer the travel any way option, since i dont like using expedia. its $1 = 250 pts. as long as the pts dont expire i know i'll travel sooner or later, id rather just wait and hold onto them for vacation.
May 15th, 2020 7:33 am
boofi
Member
Nov 26, 2003
298 posts
89 upvotes
Ottawa

May 15th, 2020 7:33 am

alexttp wrote: ↑ In my understanding (and I may very well be mistaken, so somebody please check my math), nothing beats the points-to-dollar ratio when booking on ExpediaForTD: there it's 1$ = 250 points.
On the other hand, on any given day (when there's no special) if you want to cash out your points, it's 1$ = 400 points.
This here is 1 : 300, which is not quite as good as when booking your travel, but... Comes pretty close.
Given that the travel is likely not going to be the same as it used to be any time soon, I've even been thinking about converting my Travel Rewards to Cashback. So this may be a good opportunity to use all those points before doing that.

I recently did just exactly that. I've had a few difficulties with Expedia for TD with regards to booking travel and confirmations and with a recent disastrous experience with cancelled travel due to COVID, it was the last straw. I will never use Expedia for TD again. Granted the whole travel industry is having problems, I had one to many bad experience with them. I don't know the exact difference in value between the cash back and the travel rewards but the headache saved is worth it for me.
Plus I would rather have the free roadside assistance instead of the travel insurance which turned out to be useless.
May 15th, 2020 8:40 am
bubak
Deal Addict
Jul 15, 2009
1943 posts
1061 upvotes

May 15th, 2020 8:40 am

Expediafortd: 1 point = 0.5 cents
Other travel: 1 point = 0.4 cents
Cash (statement credit): 1 point = 0.25 cents
Normal gift card rate: 1 point = 0.25 cents
This gift card deal: 1 point = 0.33 cents
+6
May 15th, 2020 8:53 am
jflex
Jr. Member
Mar 16, 2009
176 posts
239 upvotes
Toronto

May 15th, 2020 8:53 am

boofi wrote: ↑ I recently did just exactly that. I've had a few difficulties with Expedia for TD with regards to booking travel and confirmations and with a recent disastrous experience with cancelled travel due to COVID, it was the last straw. I will never use Expedia for TD again. Granted the whole travel industry is having problems, I had one to many bad experience with them. I don't know the exact difference in value between the cash back and the travel rewards but the headache saved is worth it for me.
Plus I would rather have the free roadside assistance instead of the travel insurance which turned out to be useless.
I've booked with Expedia for TD multiple times over several years, for airlines, hotels, and attractions.
Never had a problem.

When you've had a "few" difficulties, not just one, despite many other people using without issues, it is usually a case of PEBCAC.
May 20th, 2020 1:02 pm
Nuggetss
Newbie
Oct 17, 2019
3 posts

May 20th, 2020 1:02 pm

I just checked the shop the mall option and Apple is not there any more! I was saving for a Macbook...
May 20th, 2020 3:16 pm
Nuggetss
Newbie
Oct 17, 2019
3 posts

May 20th, 2020 3:16 pm

That’s the merchandise section where you can only buy with points. Shop the mall you can use points (extra 25% now) and use your own for the difference. Up until last week Apple was a participating online retailer.
May 20th, 2020 3:28 pm
antzz
Sr. Member
Sep 23, 2003
650 posts
202 upvotes

May 20th, 2020 3:28 pm

geordiehancock19 wrote: ↑ Saving for higher redemption through expedia for TD
2 years back i checked for all incl vacation - the same vacation packages researched was either only on expedia and not expediafortd or the price is roughly 25% higher on expediafortd..
the bonus received from any extra td points or redemption bonus did not make up for the higher cost for me.
has anyone else saw similar?

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