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TD Rewards 25% Less Points on Gift Card (GC), Mechandise, and Shop The Mall Purchases

  • Last Updated:
  • May 25th, 2020 4:55 pm
[OP]
Member
User avatar
Oct 23, 2013
342 posts
436 upvotes
N/A

[TD Bank] TD Rewards 25% Less Points on Gift Card (GC), Mechandise, and Shop The Mall Purchases

Expires Aug 15.

Discounts are ALREADY applied.

Some notable items Categories Full terms and conditions.
Limited Time Promotional Offer: Redemption offer is only available to TD First Class Travel Visa Infinite*, the TD Platinum Travel Visa*, the TD Rewards Visa* and the TD Business Travel Visa* Credit Cards Cardholders ("Account") who make a Gift Card, Merchandise and/or Shop The Mall purchase (a "Qualifying Purchase") through TDRewards.com from May 7, 2020 to August 15, 2020 (the Offer Period). Qualifying Purchases will receive a 25% discount for the required TD Points or TD Rewards Points at the point of checkout. This Limited Time Promotional Offer will be in addition to any other offers available for your Account. This Offer may be changed, withdrawn or extended at any time. Your Account must be open and in good standing at the time the TD Points or TD Rewards Points are deducted from your account.

All Gift Cards and retail merchandise offered at TDRewards.com are subject to availability and may change without notice. The Toronto Dominion Bank and its affiliates are not responsible for any merchandise available through TDRewards.com and assume no liability in this regard. Gift Cards may be subject to additional terms and conditions set out by the third-party merchant issuing the gift card and may be subject to change from time to time. TD is not responsible if a gift card is not honoured for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt.
21 replies
Deal Addict
Aug 7, 2019
1033 posts
352 upvotes
How does this compare to some of the best reward promos that have happened in the past?
Member
User avatar
Jul 19, 2006
460 posts
237 upvotes
Isn’t it better to apply points to redeeming travel on expediafortd? Or is this better value?
Deal Addict
May 24, 2011
1644 posts
502 upvotes
Canada
thanks. OP! Got the costco cardr
==
Telus iPhone 11 Pro
Jr. Member
Aug 30, 2017
177 posts
228 upvotes
F1ash wrote: Isn’t it better to apply points to redeeming travel on expediafortd? Or is this better value?
In my understanding (and I may very well be mistaken, so somebody please check my math), nothing beats the points-to-dollar ratio when booking on ExpediaForTD: there it's 1$ = 250 points.
On the other hand, on any given day (when there's no special) if you want to cash out your points, it's 1$ = 400 points.
This here is 1 : 300, which is not quite as good as when booking your travel, but... Comes pretty close.
Given that the travel is likely not going to be the same as it used to be any time soon, I've even been thinking about converting my Travel Rewards to Cashback. So this may be a good opportunity to use all those points before doing that.
Newbie
May 8, 2020
14 posts
24 upvotes
The best way Is to redeem these points is through ExpediaforTD at $1 = 200 points (or I like to look at it as $100 = 20,000 points). Personally, i am saving these for hotels eventually but this deal is not bad if you have no travel planned in the near future. Just please don’t redeem these for statement credits as it is the worst value ($50 = 20,000)
Jr. Member
May 3, 2017
178 posts
74 upvotes
i also prefer the travel any way option, since i dont like using expedia. its $1 = 250 pts. as long as the pts dont expire i know i'll travel sooner or later, id rather just wait and hold onto them for vacation.
Member
Nov 26, 2003
371 posts
141 upvotes
Ottawa
alexttp wrote: In my understanding (and I may very well be mistaken, so somebody please check my math), nothing beats the points-to-dollar ratio when booking on ExpediaForTD: there it's 1$ = 250 points.
On the other hand, on any given day (when there's no special) if you want to cash out your points, it's 1$ = 400 points.
This here is 1 : 300, which is not quite as good as when booking your travel, but... Comes pretty close.
Given that the travel is likely not going to be the same as it used to be any time soon, I've even been thinking about converting my Travel Rewards to Cashback. So this may be a good opportunity to use all those points before doing that.

I recently did just exactly that. I've had a few difficulties with Expedia for TD with regards to booking travel and confirmations and with a recent disastrous experience with cancelled travel due to COVID, it was the last straw. I will never use Expedia for TD again. Granted the whole travel industry is having problems, I had one to many bad experience with them. I don't know the exact difference in value between the cash back and the travel rewards but the headache saved is worth it for me.
Plus I would rather have the free roadside assistance instead of the travel insurance which turned out to be useless.
Deal Addict
Jul 15, 2009
2382 posts
1541 upvotes
Expediafortd: 1 point = 0.5 cents
Other travel: 1 point = 0.4 cents
Cash (statement credit): 1 point = 0.25 cents
Normal gift card rate: 1 point = 0.25 cents
This gift card deal: 1 point = 0.33 cents
Jr. Member
Mar 16, 2009
176 posts
240 upvotes
Toronto
boofi wrote: I recently did just exactly that. I've had a few difficulties with Expedia for TD with regards to booking travel and confirmations and with a recent disastrous experience with cancelled travel due to COVID, it was the last straw. I will never use Expedia for TD again. Granted the whole travel industry is having problems, I had one to many bad experience with them. I don't know the exact difference in value between the cash back and the travel rewards but the headache saved is worth it for me.
Plus I would rather have the free roadside assistance instead of the travel insurance which turned out to be useless.
I've booked with Expedia for TD multiple times over several years, for airlines, hotels, and attractions.
Never had a problem.

When you've had a "few" difficulties, not just one, despite many other people using without issues, it is usually a case of PEBCAC.
Newbie
Oct 17, 2019
9 posts
5 upvotes
I just checked the shop the mall option and Apple is not there any more! I was saving for a Macbook...
Newbie
Oct 17, 2019
9 posts
5 upvotes
That’s the merchandise section where you can only buy with points. Shop the mall you can use points (extra 25% now) and use your own for the difference. Up until last week Apple was a participating online retailer.
Sr. Member
Sep 23, 2003
655 posts
206 upvotes
geordiehancock19 wrote: Saving for higher redemption through expedia for TD
2 years back i checked for all incl vacation - the same vacation packages researched was either only on expedia and not expediafortd or the price is roughly 25% higher on expediafortd..
the bonus received from any extra td points or redemption bonus did not make up for the higher cost for me.
has anyone else saw similar?
Sr. Member
Jun 10, 2003
790 posts
519 upvotes
Expedia for TD used to charge higher prices for the same items in the past, but this was supposed to be rectified and I have not encountered this issue in the last year. It is simple to do a price comparison. They also still price match other sites.

Regarding the gift card comparison, this is not making much sense based on the math listed above:
I did the math as simple as possible on a 500k points redemption.
ExpediafotTD: 500k = $2500 = 200 points per dollar
Gift card purchase 500k = $1667 = 300 points per dollar

I am going to ride out COVID and keep an extra 33% of the redemptions for now.

Gift cards in essence you lose 1/3 of the ExpediaforTD amount.
Newbie
Jul 5, 2017
99 posts
47 upvotes
I always do a price comparison and while it is actually frequently the case that I can find a better deal outside of Expedia for TD (i.e. Agoda, or even sometimes Expedia.ca itself), the off-chance I don't I can always immediately use up all the points I've accumulated such as on a random 3 night hotel stay - I am just never gonna have enough points to cover the entirety of that, even if it takes me two years to find a situation where the Expedia for TD price is the best price available as it often does.

Point of the story - probably better off saving the points for an eventual Expedia for TD redemption
Deal Addict
Nov 18, 2012
1077 posts
745 upvotes
Yometi wrote: i also prefer the travel any way option, since i dont like using expedia. its $1 = 250 pts. as long as the pts dont expire i know i'll travel sooner or later, id rather just wait and hold onto them for vacation.
you can use it for most outdoor stuff too

Last time i used mine i got my seasonal ski rental paid off. Just sent the receipt by email.
Deal Addict
Jul 22, 2019
1981 posts
2483 upvotes
I just did redeemed about $300 for gift cards. It’s awesome timing since I’m churning this card. Once I get my gift cards I’ll cancel. Was hoping to keep it for travelling but that’s not gonna happen until next summer at earliest
Member
Jan 29, 2006
428 posts
78 upvotes
Toronto
I see a promo deal for Costco gift cards. 50$ for 15k points, but you also get 10$ credit for every 50 dollars you buy?

Costco Shop Card Campaign
Offer: Applies to TD First Class Travel Visa Infinite*, the TD Platinum Travel Visa*, the TD Rewards Visa* and the TD Business Travel Visa* Credit Cards Cardholders ("Account") who make a qualifying Costco Shop Card redemption through TDRewards.com from May 25, 2020 12:01am EST to June 19, 2020 11:59pm EST inclusive ("Offer Period"). To qualify, Cardholders of an Account must redeem TD Points or TD Rewards Points for Costco Shop Cards for a minimum value of $50.00 at TDRewards.com during the Offer Period. Accounts that qualify for the Offer will receive $10 statement credit on the Account for each increment of a $50.00 Costco Shop Card redemption made during the Offer Period. There is no limit to the number of Costco Shop Cards that can be redeemed during the Offer Period by an Account. Please allow up to 8 weeks after the Offer Period for the statement credit to be applied to your Account. Your Account must be open and in good standing at the time the statement credit is applied. Offer may be changed, extended or withdrawn at any time without notice. This Offer will be in addition to any other offers available for your Account.
All Gift Cards offered at TDRewards.com are subject to availability and may change without notice. Gift Cards may be subject to additional terms and conditions set out by the third-party merchant issuing the gift card and may be subject to change from time to time. TD is not responsible if a gift card is not honoured for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt.

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