Hot Deals

TD Canada Trust

TD Easy Trade and TD Direct Investment - Get $50 PLUS 10 Percent Back on Deposits up to $2500 - HOT

  • Last Updated:
  • Aug 18th, 2025 3:40 pm
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Deal Addict
Apr 2, 2018
2454 posts
2506 upvotes
Edmonton
BB88 wrote: Is TDB2913 available on TD Easy Trade platform? It's a money market fund, and not listed as a product under Easy Trade.
TDB2913 is not available on TDET just TDDI
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RFD Summary
🏆 This investment deal is drawing a lot of attention for its generous bonus structure, though some terms are unclear.

💰 The core offer includes a $50 reward and a 10% match on recurring deposits, up to a $2,500 maximum. Members widely interpret this as a $2,500 bonus on $25,000 deposited, not $250.

⚠️ There is confusion due to vague terms and inconsistent information from customer service, especially regarding initial funding sources and PAD setup.

📅 Funds contributed via PAD from August 2025 to March 2026 are slated for payout by April 30, 2026, allowing for earlier access to the bonus.

🛡️ Members suggest parking funds in low-risk options like TD money market mutual funds (e.g., TDB2913) or TD ETFs (e.g., TCSH, TEQT) to earn interest while waiting for the bonus.
Jr. Member
User avatar
Apr 15, 2016
107 posts
149 upvotes
BB88 wrote: Is TDB2913 available on TD Easy Trade platform? It's a money market fund, and not listed as a product under Easy Trade.
Checked and couldn't find it.
seniordan wrote: I suppose there's no way to know for sure but I am going to assume if I currently have a TDDI Cash account, and I open a TDET Cash account that it will be considered a new account type as it's a different platform.
Don't take my word for it, but it should. If you already have a TDDI account but do not have TDET account you'll be required to create a new account (username/password). I was in the same dilemma as you. I have TDET Cash account but didn't have TDDI Cash account. I opened the latter NOT because the apparent new T&C that's been going around - can't hold multiple of the same accounts, but because I found out about VIC1000 recently.

As other users have mentioned, save the T&C.
Jr. Member
Jul 22, 2020
160 posts
115 upvotes
So anyone with maxed TFSA opening cash account and tfsa (both register for promo) and deposit $1k into cash account, $50 PAD into TFSA -- then increase PAD in January?
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Sr. Member
User avatar
Jun 27, 2017
861 posts
1213 upvotes
GTA
i swear if there's referral rewards, people will answer the same questions over and over without being annoyed. look at the webull thread lol
Deal Guru
User avatar
Mar 12, 2004
12954 posts
3559 upvotes
Guelph
I step away and now the T&C were already changed according to some posts? You cant open a new same type account?
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Newbie
User avatar
Jul 8, 2022
63 posts
200 upvotes
squall458 wrote: I step away and now the T&C were already changed according to some posts? You cant open a new same type account?
T & C look the same to me. Anyone found an update?
Deal Expert
Jan 7, 2002
32340 posts
33557 upvotes
Waterloo, ON
steveisme wrote: T & C look the same to me. Anyone found an update?
Nope.

The only reference to account type is in "If a client withdraws or transfers out assets equal to or greater than the amount of the PAD/MCP in any of the eligible account types, the 10% match will not be rewarded."

That's troubling in its own right. As I understand it, say you have a TFSA at TDDI. You enroll in the offer, open a new Cash account and PAD another $24k into it, $2k/month. If you then withdraw $2k or more from your TFSA you lose the 10% match (on $2k or on all $24k is not clear.) In any case this suggests that either your assets are stuck at TDDI until September 30, 2026 or you lose the match. Am I missing something?

That's a major issue, especially if you need funds in an emergency.
Last edited by bylo on Aug 16th, 2025 12:08 pm, edited 1 time in total.
veni, vidi, Visa
Deal Fanatic
Aug 25, 2005
5629 posts
2960 upvotes
am I being dumb..?

opened easy trade account but I can't seem transfer funds in... when I select from outside TD, I just get a "you don't have an eligible account to transfer into"
Sr. Member
User avatar
Dec 3, 2004
934 posts
3096 upvotes
DogeMusk wrote: am I being dumb..?

opened easy trade account but I can't seem transfer funds in... when I select from outside TD, I just get a "you don't have an eligible account to transfer into"
Takes 24 to 48 hours
Jr. Member
Nov 20, 2007
154 posts
66 upvotes
Toronto
tanchris wrote: So anyone with maxed TFSA opening cash account and tfsa (both register for promo) and deposit $1k into cash account, $50 PAD into TFSA -- then increase PAD in January?
I was thinking about it because I would love to increase my TFSA room. But you only get 7k room in January, so that means you need to withdraw Dec 31 which really complicates things. Also our TFSAs are already at TDDI for the 1% bonus which is ending soon. So for me I think its just too many things to go wrong potentially. But probably if I had my TFSA somewhere else I think I would give it a try.
Deal Fanatic
User avatar
May 19, 2005
5216 posts
3072 upvotes
Earth
All these TD promos just encourages me to transfer out so I can participate in future TD offers. Unlike other banks I get no benefits from keeping my investments at TD.
Member
Dec 20, 2013
203 posts
141 upvotes
Vancouver
debooger wrote: Checked and couldn't find it.



Don't take my word for it, but it should. If you already have a TDDI account but do not have TDET account you'll be required to create a new account (username/password). I was in the same dilemma as you. I have TDET Cash account but didn't have TDDI Cash account. I opened the latter NOT because the apparent new T&C that's been going around - can't hold multiple of the same accounts, but because I found out about VIC1000 recently.

As other users have mentioned, save the T&C.
Thanks for the reply.

another option for me would be to open a margin account with TDDI (the only account type I don’t already have - I wouldn’t actually use any margin) and purchase VIC1000. The MER is a bit higher than what I would buy through TDDT (TEQT) but it’s only a year.
Sr. Member
Mar 17, 2021
582 posts
983 upvotes
1. Does the PAD payment to hit the 25K still work if its coming out of a TD account?

Also, I want to make sure I understand the steps correctly so I don't screw things up like the WeBull promo:

1. Open TD Easy Trade account using link in thread, while using the promo code: SUMMER2025

2. Deposit $1000 to get $50 bonus

3. Transfer in 25K via PAD set up (Can I set this up from a TD chequing account or has to be an external bank?) Also, can I just do 5 PAD payments of $5000/month from now until December and then stop?

4. I will get $2500 on April 30th 2025. After that, I can transfer over to another institution.

Anything I am missing? Are people planning on just holding it in cash this entire promo period or does TD allow us to buy stocks/ETFs commission free?
Newbie
User avatar
Dec 1, 2020
19 posts
16 upvotes
StockDollar wrote: 1. Does the PAD payment to hit the 25K still work if its coming out of a TD account?

Also, I want to make sure I understand the steps correctly so I don't screw things up like the WeBull promo:

1. Open TD Easy Trade account using link in thread, while using the promo code: SUMMER2025

2. Deposit $1000 to get $50 bonus

3. Transfer in 25K via PAD set up (Can I set this up from a TD chequing account or has to be an external bank?) Also, can I just do 5 PAD payments of $5000/month from now until December and then stop?

4. I will get $2500 on April 30th 2025. After that, I can transfer over to another institution.

Anything I am missing? Are people planning on just holding it in cash this entire promo period or does TD allow us to buy stocks/ETFs commission free?
The PAD can come from a TD bank account. It does not have to be an external institution. Yes, along as it is a minimum of two months. You could do $12,500 x2 and then cancel it if you want.
Deal Addict
Apr 2, 2018
2454 posts
2506 upvotes
Edmonton
orangemamba wrote: The PAD can come from a TD bank account. It does not have to be an external institution. Yes, along as it is a minimum of two months. You could do $12,500 x2 and then cancel it if you want.
Max $5k/PAD
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Jr. Member
Jul 22, 2020
160 posts
115 upvotes
fitzy7 wrote: I was thinking about it because I would love to increase my TFSA room. But you only get 7k room in January, so that means you need to withdraw Dec 31 which really complicates things. Also our TFSAs are already at TDDI for the 1% bonus which is ending soon. So for me I think its just too many things to go wrong potentially. But probably if I had my TFSA somewhere else I think I would give it a try.
Does it really complicate anything? Withdraw 25k from your tfsa regardless of where it is in December. Put that money back into the td tfsa by increasing the PAD from $50 to $5k starting in January
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Deal Fanatic
Dec 28, 2006
7851 posts
1672 upvotes
Ottawa
If I already have a TDDI non-registered cash account, it is OK just to open another non-registered cash account basically the exactly same type for this promotion, right?
Member
Dec 20, 2013
203 posts
141 upvotes
Vancouver
rivet wrote: If I already have a TDDI non-registered cash account, it is OK just to open another non-registered cash account basically the exactly same type for this promotion, right?
Unsure about this. I'm in the same shoes and opted to open a Margin account instead.
Deal Fanatic
Dec 28, 2006
7851 posts
1672 upvotes
Ottawa
Also, so deposit from TD bank chequing account qualifies, right? And you can also do PAD of withdraw money from TD chequing account for this promotion, how to set up that?

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