TD Easyweb w/out any TD Banking Accounts

RubberCheese wrote: ↑ Ah, good to know.

The teller that reset my suspended account thought the minimum was either $1 or $5, so I put in $5

Now you can withdraw $4.99 🥳

You can close all your bank accounts with TD, that doesn't close your access card unless you specifically ask for it. You can even keep logging into EasyWeb to look at your no-accounts if you want.

Octavius wrote: ↑ No problem.

A TD ULOC is the Unofficial RFD Frugal Big5 Chequing Account.

A lot of us use it as a chequing account that has zero fees per month, no requirement for a minimum balance, dirt cheap overdraft (not that any of us it for that purpose), free cheques, and allows for in-branch service. The fact it allows a positive balance (i.e., overpaying) makes it a very great account.

Anyway, glad you figured out a solution to your issue.

Your using an unsecured line of credit with TD to pay for everything without fees on card usage and for automatic bill payments? Then, what, just transferring from a savings account to off-set the payments before too much interest accrues? Or am I not understanding how it's being utilized? And how do you set up overdraft on a LOC - seems like an odd need for a LOC from both the banks and the consumers perspective - same with the ability to overpay it?