Does that mean I can now contribute this much ($12575.13) for this 2023? Odd thing is that it seems I had missed contribution for one year prior, but I didn't recall I had missed any time of it.... (Had a withdrawal back in 2019 but remembered I had contributed back...)
Has anyone come across any promotions for opening a new TFSA at one of the Canadian financial institutions? I am aware of the one at TD, but was looking for another.
MrFred wrote: ↑
Has anyone come across any promotions for opening a new TFSA at one of the Canadian financial institutions? I am aware of the one at TD, but was looking for another.
Tangerine is offering 5% until the end of I think April.
TDDI has no option to switch from mutual funds to ETFs in a TFSA, it seems like I will have to sell them first. If I sell and purchase an ETF today, this will be considered an over contribution?
wilyam wrote: ↑
TDDI has no option to switch from mutual funds to ETFs in a TFSA, it seems like I will have to sell them first. If I sell and purchase an ETF today, this will be considered an over contribution?
If it's inside the same TFSA account, no one cares. Gov only cares what you stick in per year, contributions from outside the TFSA into the TFSA.
Questrade f'ed up CRA reporting, and I always seem to have $6000 more than I should. I track it every year. Track it on your own and make sure you have an audit trail. Financial institutions are notoriously lazy updating this one trust your own records. For me, I just jam it full every New Years, keeps life simple. Same with RESP, jam $2500 Jan 01st.
Tried new coffee and doughnut. Found same old stale thing. expected bill of six bucks but it was 600 million. Big mistake so the guy said don't worry it is on the house. going back to McD.
