I use an agent and he hasn't brought up this idea yet. I will discuss with him.
For us, our first screen filter is other things that's not credit report. And if all those check out, it usually means we have no indication why this person would be lying. Maybe that's why we haven't had to doubt their report credibility. So far, in 10 yrs or so, haven't had a bad financial tenant yet.
If I request one today, how long does it take to come back to me?