Automotive

Utilizing two vehicles - how to go about it

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[OP]
Sr. Member
Feb 11, 2013
750 posts
86 upvotes
BC

Utilizing two vehicles - how to go about it

We have two honda vehicles, one with 40k on it (2013 - financing) and the other with over 200k (2005 - paid off). What is the best way to utilize both vehicles. We only really need one car for work-home commute and the second car is there as we decided not to sell it. Spouse is currently not working.

Thank you
18 replies
Deal Expert
Aug 22, 2011
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Suspend coverage on one of the vehicles ($20 or less a month), which will allow you to keep multi-vehicle discount.
When you need to drive the 2nd car, you can reinstage coverage (min of 45days before suspending again), then rinse and repeat as required.
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May 4, 2014
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Eenie meanie miney mo
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Mar 8, 2005
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my wife doesnt work. but she does go out and do her things.

i have 2 cars.
i have 1 car insured as regular. second car insured as pleasure.
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Mar 23, 2008
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Pursuit2013 wrote: We have two honda vehicles, one with 40k on it (2013 - financing) and the other with over 200k (2005 - paid off). What is the best way to utilize both vehicles. We only really need one car for work-home commute and the second car is there as we decided not to sell it. Spouse is currently not working.

Thank you
What do you mean by "best way to utilize"? That can mean different things for different people.

Personally, I'd probably use the one that's got the best mileage for the bulk of the driving. So if one spouse is driving a bunch to work and back, they would use the most fuel efficient vehicle. But reliability also comes into play (would rather not get stranded on the freeway, as opposed to the car not starting in the parking lot of the local Piggly Wiggly). And then there's the passenger carrying capacity... If the spouse at home needs to be able transport driver and 2 kids in car seats, they should have the vehicle that best fits everything, as opposed to trying to pack everything into a 2 door sports car (as an example).

C
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Aug 12, 2006
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It's ICBC, not much else you can do other than you've done. They don't do multicar discounts.
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raspeed wrote: It's ICBC, not much else you can do other than you've done. They don't do multicar discounts.
They use ICBC in Mississauga?

C
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Sep 2, 2010
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I guess it is just dreaming, but one would think in this day of computers it wouldn't be that hard to have something like:

January - car 1
Feb. - car 2
March - car 1
April -car 2
May - car 1

so as to keep both moving and prevent seized brakes etc. But no, that is too hard and we continue paying through the nose for a second car we don't really use :(
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Apr 11, 2006
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First, let us help you on how to utilize the 24 hours in a day, as that is of more pressing matter. Then, we'll worry about the vehicles second.
[OP]
Sr. Member
Feb 11, 2013
750 posts
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BC
Well by utilizing I meant, repairs & maintenance aside, making both cars last longer. So one way would be to use the newer car for work-home commute and the old car for minor driving around the city OR vice versa. I was just wondering how people here would go about this.
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Mar 23, 2008
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Pursuit2013 wrote: Well by utilizing I meant, repairs & maintenance aside, making both cars last longer. So one way would be to use the newer car for work-home commute and the old car for minor driving around the city OR vice versa. I was just wondering how people here would go about this.
Posting the models of the two cars might help. And frankly, as a guy, I'd be more likely take the "least reliable" car for my driving, as I'd rather be broken down on the side of the road rather than my GF. Because I'm more mechanically minded (and it would prevent a call-out to me), and I'm less likely to be tossed in the back of a white panel van to be used as a plaything. :)

Really, there's no right answer (IMHO). In my case, we have two vehicles. A 2014 Highlander and a 2008 Vera Cruz. The newer one is financed, older one is paid for. Similar mileages as yours. Both of us currently walk to work. Often, we're traveling together, and the Highlander gets used for virtually all those trips. The only exception is golf trips, because we have our clubs loaded in the Vera Cruz. If both of us need to travel in separate directions, I often take the Vera Cruz (even though the Highlander is "mine", since I'm making the payments on it) just because my GF's trips are more extensive than mine, and I like her to have a reliable vehicle.

We have had issues in the past, when the Vera Cruz got parked for most of the winter. It's got a couple of slow leaks in the rear tires, and the battery drains over time. So we had a call in to the AMA to deal with it. Since then (and since it's golf season), we've been more diligent about driving it at least once a week.

C
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Aug 12, 2006
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CNeufeld wrote: They use ICBC in Mississauga?

C
Thought oldsnail was OP ... my bad.
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CNeufeld wrote: Posting the models of the two cars might help. And frankly, as a guy, I'd be more likely take the "least reliable" car for my driving, as I'd rather be broken down on the side of the road rather than my GF. Because I'm more mechanically minded (and it would prevent a call-out to me), and I'm less likely to be tossed in the back of a white panel van to be used as a plaything. :)

Really, there's no right answer (IMHO). In my case, we have two vehicles. A 2014 Highlander and a 2008 Vera Cruz. The newer one is financed, older one is paid for. Similar mileages as yours. Both of us currently walk to work. Often, we're traveling together, and the Highlander gets used for virtually all those trips. The only exception is golf trips, because we have our clubs loaded in the Vera Cruz. If both of us need to travel in separate directions, I often take the Vera Cruz (even though the Highlander is "mine", since I'm making the payments on it) just because my GF's trips are more extensive than mine, and I like her to have a reliable vehicle.

We have had issues in the past, when the Vera Cruz got parked for most of the winter. It's got a couple of slow leaks in the rear tires, and the battery drains over time. So we had a call in to the AMA to deal with it. Since then (and since it's golf season), we've been more diligent about driving it at least once a week.

C
Same here. I'd take the older car, regardless of the 'condition' as the 'man' and having more confidence with older cars. And since it's older, and declining, might as well get use of out of it. Plus, you won't worry as much if you get knicks, or get into an accident. And if you should decide to sell the newer one, it'll hold more value if less driven (I think).

And not even just breaking down, identifying symptoms or signs of it therefore pre-empting or being prepared for it to take it to service as needed.
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Feb 28, 2008
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Pursuit2013 wrote: We have two honda vehicles, one with 40k on it (2013 - financing) and the other with over 200k (2005 - paid off). What is the best way to utilize both vehicles. We only really need one car for work-home commute and the second car is there as we decided not to sell it. Spouse is currently not working.

Thank you
Very similar to my situation. I use 2016 HR-V for commuting (M-F) and uses 2005 Acura EL for weekend (S-S) errand. I don't like the car being parked more than a week without starting.
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Feb 11, 2005
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Pursuit2013 wrote: Well by utilizing I meant, repairs & maintenance aside, making both cars last longer. So one way would be to use the newer car for work-home commute and the old car for minor driving around the city OR vice versa. I was just wondering how people here would go about this.
Just find a way to drive both regularly and keep it at that. I'd drive the beater around to places where the car would be more at risk.

ie. If I was driving to Markham or Brampton and parking in a public place (or just driving to/from), then naturally take the beater and if commuting to/from downtown, take the nicer car.
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Mar 10, 2009
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old car for erands where you don't mind places where you'd get dings or whatever ... like shopping malls/groceries. newer car for work
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Feb 26, 2004
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win-star wrote: old car for erands where you don't mind places where you'd get dings or whatever ... like shopping malls/groceries. newer car for work
what if people who ding ops old car works at the same place?
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Jan 6, 2015
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DJ_Peanuts22 wrote: what if people who ding ops old car works at the same place?
Than OP has to take public transit.

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