Want to get iPhone SE 2 - Best options?
I'm with Virgin Mobile on a family plan with my father. We didn't shop around enough, and got ripped off. It only offers 1gb of data, unlimited text and more than enough calling, for $55 per month. Since I'm line number two, I get 10% off, so I give him $50 per month to pay it.
My dad had the same phone, but had to get a new SE after a year, because he dropped his in water. So he was eligible for upgrading this past winter, after his 'new' 2 year contract ended, and did so this spring. Went with an iPhone 7 that Virgin offered for the same cost and plan. I asked him to wait and shop around, but apparently his battery was going to shit. I went in and talked to them myself, but declined their iPhone 7 because it didn't feel like much of an upgrade. I also declined paying $20 more for an iPhone 8 or $23 more for an iPhone XR on the same plan. It would've cost $5 per additional gigabyte of data, which was also bullshit.
I'm glad I waited, because I'd heard rumours of the iPhone SE 2, and now that it's been announced it sounds perfect for me. I want to get that and upgrade to it, but I don't know what my best option is. As in which carrier is offering the best deal, and whether it'd save me money if I were to buy the phone outright. (I was previously told that it would be cheaper to do this, but when I priced an XR with a basic $20-something plan, it was going to cost more than getting it as a $0 phone. This SE is my first phone, so I'm kind of new to this world of cellular.)
A friend of mine works at Apple, and did offer to buy the phone for me with his 15% employee discount. That would save me close to $100. However, I'd have to wait until at least two weeks after release, which wouldn't be painful. I've also looked at prices online, but was surprised to see that Telus (I think it was) would still make me pay $75 per month despite buying the phone outright through them. Virgin is also only letting it go on diamond plans.
What should I do? I'm low income, so I need a moderate plan that won't break the bank, and don't want to pay much more than I am right now.