is this card new?
or is the $100 annual price new?
or is the $100 annual price new?
Score breakdown ×
May 2nd, 2017 3:37 pm
May 2nd, 2017 3:50 pm
May 2nd, 2017 6:10 pm
True, from Toronto to NYC is only hour and half while Vancouver to NYC is more than 5 hours. Lowest round trip from Vancouver to NYC is $450, so savings using companion ticket is $200.dundeal wrote: ↑ Note for ppl interested in the card for Companion voucher: It is $99 + Taxes, fees and charges.
I checked a flight for Yyz to Nyc, and the extra charges were $138, taking the total to $237. Thats pretty much the going fare, so the voucher is kinda useless.
So the only real use for this voucher is if you plan to fly longer distances or coast to coast.
May 2nd, 2017 8:24 pm
May 2nd, 2017 9:29 pm
May 3rd, 2017 12:19 pm
I wish I had seen this post a week earlier and applied saying I made above $70K. I got declined for this card despite having excellent Equifax credit score above 800! Not sure if I should try again now coz i don't want another hard credit check so soon.Cjohnson202 wrote: ↑ I got this card when I was making $45-50k and just said I made $80 and got the card. I have always had really good credit though.
May 3rd, 2017 1:28 pm
May 3rd, 2017 1:35 pm
May 3rd, 2017 1:43 pm
May 3rd, 2017 1:47 pm
May 3rd, 2017 4:14 pm
May 4th, 2017 10:16 am
May 4th, 2017 10:22 am
May 4th, 2017 11:45 am
May 4th, 2017 2:19 pm
The other option is $120K household income. If you don't have a certain level of income you prob won't be taking advantage of having silver status anyhow.
May 4th, 2017 3:09 pm
The only thing bad about that is you have to travel by October and then gold status expires that December. Unless you have lots of trips planned between Aug-Dec, it's not that great of a deal
May 4th, 2017 3:41 pm
I did Status match last summer with Westjet. You get to keep the Gold until December 2017, so just over a year (ie status match got me Gold from Oct 2016 to Dec 2017).john.canad wrote: ↑ The only thing bad about that is you have to travel by October and then gold status expires that December. Unless you have lots of trips planned between Aug-Dec, it's not that great of a deal
May 4th, 2017 4:05 pm
May 4th, 2017 4:40 pm
I get it but what I don't understand is why they don't verify income when folks apply for such premium card. As someone has suggested earlier in the post, people lie about their income to qualify for this card. I wonder how they approve application instantly online. Do they only check credit score?jellytime wrote: ↑ At the end of they day, credit cards is a business. They have actuaries calculate how much people spend based on their income. So I assume at $70k, people are spending enough on the card to justify the benefits of the card.
If you make less, you're going to spend less money, and Westjet will be losing money by you having their card.
That's the only reason the min. income is $70k. If the actuaries calculated an annual income of $30k that would justify the benefits, that is what the min. would be.
If you look at it that way, it makes a little more sense.
May 4th, 2017 4:49 pm
No one really knows. Probably some sort of algorithm they designed. The best policy is to be honest, in case they ever do call to verify. There are some jobs where it's obvious they will be making enough, and correlating with their good credit ratings, they don't bother.woesermarley wrote: ↑ I get it but what I don't understand is why they don't verify income when folks apply for such premium card. As someone has suggested earlier in the post, people lie about their income to qualify for this card. I wonder how they approve application instantly online. Do they only check credit score?
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