What Canadian card, debit or credit, is good to get EURO cash from ATM in EU?
Mar 29th, 2022 6:18 pm
Mar 29th, 2022 10:19 pm
Mar 29th, 2022 11:33 pm
Mar 30th, 2022 3:27 am
Mar 30th, 2022 3:29 pm
Mar 30th, 2022 3:36 pm
The only benefit to Scotia’s global ATM alliance is no fees by the ATM operator. Scotiabank will still mark up the FX rate by a rather high amount, and many of not most European ATMs don’t charge an ATM operator’s fee anyway, making Scotia’s membership in the Global ATM Alliance rather pointless for European travel.xgbsSS wrote: ↑ Scotiabank or Tangerine Debit with Barclays in UK, BNP Paribas in France or Deutschebank in Germany
https://www.scotiabank.com/ca/en/person ... iance.html
Mar 30th, 2022 4:18 pm
HSBC WE saved my butt a few months ago when my Stack card failed to work for the huge fee of $4 flat. Paid it down to a credit balance the same day so zero interest. Wealthsimple and Wise cards didn't exist yet back then. Sure, use WS and Wise, but keep no-FX credit cards as backup.Kiraly wrote: ↑ Three prepaid cards
Wealthsimple Cash Visa
Wise.com multi-currency Visa
Stack prepaid MC
All three have no ATM fees except for the ATM operator’s fee (if any)
Stack marks up Mastercard’s FX rate by 2.5%, but if you spend/withdrawal between $400 and $1,000 in a month you will get that reimbursed.
Do not use a credit card to get a cash advance, especially not one that you also use to make purchases. Huge interest charges and fees.