What the hell went wrong when trying to report a collision?
The following morning, I went to the body shop for an estimate (one I chose of course, and conveniently one my insurance company works with) and was quoted $2400. He said he couldn't afford that so I responded saying I will have to go through insurance. (And no, I'm not running around wasting my time getting more quotes).
Anyways. we both arrive at the collision reporting centre. They were fairly busy with a woman who ran a red light and hit a large vehicle which then hit 2-3 others from what I gathered. I waited for 2.5 hours.
Eventually my number gets called, I hand the woman (who was in a really pissed off mood already) my insurance and ownership when she asked and she immediately asks "Where are you parked, on the far left?" I said yes, she responds with (That's police only parking, didn't you see the very large sign!" My response was a simple "There's a single sign, much like a handicap parking sign that says police parking, with normal vehicles parked all beside it so I thought it was fine, but I'll move it if I need to". She then responds "It's fine, you don't need to report this collision as it's under $1000".
Even after saying "bodyshop quote was $2400" she says "No, I'm not coming out to look at your car as there's no way a cracked bumper on your 2017 Honda Civic is going to cost over $1000, goodbye, I have to take care of other people's collisions that need reporting". And no,
no one came outside to take the pictures or put that sticker on it that they usually do, nor would they do it at all.
Needless to say I was extremely angry and left.
I called my insurance and they noted it on my file. What I'm a little iffy about now is that this seems to have brought up a past injury, not to it's full extent, but the same pain I had from a previous car accident a few years ago is probably back about 65-75%.
Knowing that there is no police report, will this, at least to an insurance company, appear as if the accident wasn't likely at all in any way to cause an injury? I am debating if I should mention it to my insurance company and see if I can get SOME physiotherapy. No, I'm not looking to sue the guy, but I really can't deal with the same injury again as the first time it was horrible and my job doesn't help in the matter either. Is that how it works though? I honestly can't remember the process of how it worked the first time.
Thanks in advance for any advice.