Credit unions also have to comply with FINTRAC and FACTA so I am not sure what you're talking about.titaniumtux wrote: ↑ +1
That's why I prefer to leave banks on almost empty and stuff savings at credit unions, not the other way around.
To be nobody but yourself - in a world which is doing its best, night and day, to make you everybody else - means to fight the hardest battle which any human being can fight; and never stop fighting. -- E. E. Cummings