Investing

What are your returns this year?

  • Last Updated:
  • Jan 2nd, 2017 12:23 am
Deal Fanatic
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Dec 14, 2010
5759 posts
6286 upvotes
I haven't calculated the dividend increase on my investing portfolios, but my total return for this year so far is 20% across all ports.

Based on:
64% allocated to Investing: 14.53% YTD
36% allocated to Trading: 30.16% YTD

Investing portfolios
55% allocated to Canadian stocks: 15.1% YTD
45% allocated to US stocks: 13.84% YTD


Investing portfolio on Canadian stocks is on one account: 15.1% YTD
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Investing portfolio on US stocks is on multiple accounts:

7% on LIRA: 15.4% YTD
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34% on this RSP: 20.33% YTD
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4% on this RSP: 15.47% YTD
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55% on this RSP: 9.5% YTD
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Trading portfolios
16% allocated to Nasdaq Leaders model: 64.3% YTD

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15% allocated to Seeking Income and Quality (US) model: 23.7% YTD

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15% allocated to Defensive stocks (SP1500) model;: 24.98% YTD

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17% allocated to Value, Sentiment and Momentum (TSX) model: 40% YTD

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16% allocated to Pure Growth (TSX) model: 13% YTD

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13% allocated to Graham - Canada model: -7.7% YTD

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8% allocated to XIV model: 58.6% YTD


Rod
Build a comprehensive portfolio based on Investing and Trading strategies. Check out these threads and join the discussion:

Investing strategy based on dividend growth

Trading strategy based on Graham principles.
Deal Expert
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Sep 19, 2004
22977 posts
4788 upvotes
where I belong
Wow, Rod has so many models, with great/above-average returns. Sign me up when you start a Rod's Fund :)

Ironically every single model (plus index) beats the Graham model .......... @@
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Deal Addict
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May 6, 2010
2642 posts
213 upvotes
Markham
Last 12 months, 19.48%.

Mainly from bank stocks and $US appreciation.
Deal Addict
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Aug 10, 2015
1578 posts
435 upvotes
St. Catharines, ON
Around 4.2%. Too many bonds. Will make some changes for next year, and take on a little higher risk for my long term RRSP.
Deal Addict
May 31, 2007
4996 posts
2115 upvotes
About 11.5% (one big portfolio)

44% CAD
24% USD
22% INT
8% bonds

The good: Mine and her TFSA up 35% & 33% respectively;
The Bad: pension mutual funds underperforming about 3% as a whole!

Crazy year it's been.
Deal Addict
Dec 11, 2007
1837 posts
395 upvotes
Markham
We're up 15% this year in CAD.

TSX is up 21% this year with reinvested dividends.
Dow & S&P are up 16.4% and 12.9% with reinvested dividends.
Currency has been a drag of about 5-5.5% for US investments (USD has depreciated about 5% in 2016 vs CAD)

Based on above, our internal benchmark is up 12.6% (uses a mix of TSX, Dow, S&P, and adjusting for currency)
Deal Fanatic
User avatar
Dec 14, 2010
5759 posts
6286 upvotes
jerryhung wrote: Wow, Rod has so many models, with great/above-average returns. Sign me up when you start a Rod's Fund :)

Ironically every single model (plus index) beats the Graham model .......... @@
Yes, while the model did great last year, it has disappointed this year, partially because this model is simply an implementation of Graham formula, without any optimization, and better suited to an active investing approach, rather than pure trading. It would have done better if the timing rules were placed earlier, avoiding the downside between September 2015 and January 2016, so I'm optimistic about this timing model going forward - although it's a very conservative one.

I'll try to improve it later, to keep it as a decent free public model and maintaining the rules disclosed and explained, but the other models (coming up soon) demonstrate where quant investing can truly show its potential.

Rod
Build a comprehensive portfolio based on Investing and Trading strategies. Check out these threads and join the discussion:

Investing strategy based on dividend growth

Trading strategy based on Graham principles.
Deal Fanatic
User avatar
Jun 11, 2001
8214 posts
523 upvotes
Stayed pretty safe allocation wise, about 7% YTD returns.

If we count housing I guess I'm "killing" it, haha.
...zzz...zzz...zzz...

www.heatware.com
Deal Addict
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Dec 27, 2011
3248 posts
1509 upvotes
Waterloo
I'm assuming since I'm using TD e-series on Easyweb that it doesn't calculate my returns for me and i'd have to do that myself manually?
Deal Addict
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May 11, 2014
3653 posts
3507 upvotes
Iqaluit, NU
I have had a good year in my non-registered account

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My RRSP and TFSA numbers don't calculate for some reason in Virtual Brokers, but my RRSP is about 12-13% and my TFSA is nil (it's pretty much zero balance right now :P). I haven't really done much with either as I want to pay off all my student loans first.

My "safety" RRSP plan is with Sask Pension (I always invest $2500 a year, the rest is in my own self-direct RRSP) is 5.29% YTD. High amounts of bonds (40%) likely causing this relatively low return. Credit card points are a perk however.
https://www.saskpension.com/investments.php
Support your local Credit Union!

Sask Pension Plan Upto $6300/yr in Credit Card spending on RRSP contributions
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Deal Addict
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Feb 1, 2012
1222 posts
1534 upvotes
Thunder Bay, ON
crystallight wrote: I'm assuming since I'm using TD e-series on Easyweb that it doesn't calculate my returns for me and i'd have to do that myself manually?
Next year there will be mandatory performance reporting requirements (called CRM2) implemented, probably early in the year.

If you want a quick way to calculate performance between any 2 dates you can use this online tool:
http://resources.warrenmackenzie.ca/res ... eturn.aspx

If you want a more permanent record you can use the Bogleheads spreadsheet for Excel or LibreOffice:
https://www.bogleheads.org/wiki/Calcula ... al_returns

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I solemnly swear, to never assume I have an inkling at which direction the market will head, and to never make any investments based on a timing strategy.
Deal Addict
Dec 3, 2014
1288 posts
339 upvotes
Ontario
Some good returns above.

I've been holding way too much cash all year, often 50% which has been a huge drag on my return which is 7% between RRSP and TFSA.

I'm basically flat over the last month or so whereas I was beating the indexes handily before then. You win this year, passive investing.
Deal Fanatic
Mar 24, 2008
5925 posts
2113 upvotes
Toronto
~8.0% YTD MWRR, passive index investing.
Illegitimi non carborundum

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