Investing

What's your YTD Performance?

  • Last Updated:
  • Jan 19th, 2015 10:14 pm
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Deal Addict
Dec 11, 2007
1839 posts
400 upvotes
Markham
2014 for me: 21.6%

S&P 500 total return: 13.7%
Dow Jones total return: 10.0%
TSX total return: 10.7%

FX factor: 10.3% (1.1622 at year end vs 1.054 at last year end)

My hybrid bench mark (takes into account TSX, Dow, S&P 500, and CAD/USD): 18.9%

some more data
2014 intrinsic dividend growth: 9.5%
2014 total dividend growth: 25.4%
Deal Addict
Oct 1, 2006
2214 posts
1932 upvotes
Montreal
Jungle wrote: Stocks up 14.78%, (XIRR) outperformed market by 0.5%
Networth up 19%
Spending up 42%...
Real estate up 9%
RESP up 9%, not included

Wild ride this year, faced two dividend cuts in one portfolio, then TFSA was underperforming TSX, managed to come back for year end. I hung on and did not buy or sell, during the dip. 13 years in the market now and staying invested.
Impressive Jungle. Congrats!
Deal Fanatic
User avatar
Jun 19, 2009
5984 posts
1799 upvotes
Scarborough
Jungle wrote: My XIRR incudes all 2014 dividends calculated in CAD dollars from start to finish. It's benchmarked against the corresponding ETF total return (in cad dollar)

I used XUS to benchmark US stocks and XIC for CAD stocks. Both are calculated in CAD dollar, making it easy to compare. I got the total return off the website.

This year CAD stocks underperformed by roughly 1%, US stocks outperformed 4%. Portfolio is overweight CAD, resulting in a blended benchmark. Portfolio outperformed by only about 0.5%.

For the amount of risk I took buying stocks, I could have just bought the ETFs, for the same return. Our five year returns are showing the same results, pretty much matching the benchmarks, but with more risk doing stock picks.

In some years, we had great outperformance in CAD stocks, but underperformed US stocks. Net result would have been less risk, just buying ETFs. I expect to outperform with stock picks but so far in tracking returns by XIRR over five years, I am not getting meaningful outperformance.
I converted all numbers to CAD based on that month's ending FX rate.
Sr. Member
Aug 14, 2010
593 posts
366 upvotes
Toronto
2014:
RRSP: +17.75%
TFSA: +15.50%
Non-Registered investment account: +19.47%

I'm very overweight in the TSX, so I'm more than happy with those results!
Deal Fanatic
User avatar
Jun 19, 2009
5984 posts
1799 upvotes
Scarborough
Actually I made an adjustment - Took away the RRSP contributions that I made because they just sat in cash until invested. Improved to just under 16%.
Deal Addict
Sep 6, 2010
1935 posts
699 upvotes
Vancouver
2014:
RRSP: +27%
TFSA: +8%

Overall portfolio +12.44%

I'll take it.

P.S I play it safe of this total 30% of portfolio is in PT 3% TFSA account and 5% is in fixed income ETF's and some preferred shares.

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