When we get back to travel...Do not buy Allianz travel insurance.
If you read the Travel insurance bought in Canada, it'll say "Allianz Global Assistance" all over the place. They will cite in their webpages etc that they are a Global Business. But it's deceptive that even though Allianz Canada has the same wording "Allianz Global Assistance" all over their policy documentation, they will say we're not Allianz Global Assistance and they will not stand behind this policy of refunding premium for flights cancelled due to COVID. They have chosen to stand by original wording that you had 10 days to review and after 10 days, you absolutely cannot and will not get refunded.
It gets more confusing because I bought my travel insurance thru American Airlines when I booked my flight (last time I will do this...I had a lapse of judgment at the time) and Allianz will say, they can't do anything as it's American Airlines policy which is BS again because all of the documentation is Allianz other than one line...ie they found another way to pass the buck.
This is what Allianz Global has posted on their site.
https://www.allianztravelinsurance.com/ ... avirus.htm
Alternatively, for a temporary period, we are offering refunds for the cost of your travel protection plan to customers who wish to cancel their travel protection plan if the customer’s travel supplier canceled the customer’s trip due to COVID-19, so long as no payable claim has been filed under the plan.
Failure is always an option...just not the preferred one!