Credit Cards

Who Approved you the Smallest CL?

  • Last Updated:
  • Jul 30th, 2018 11:54 pm
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Poll: Who approved you for smallest CL?

  • Total votes: 100. You have voted on this poll.
AmEx
 
5
5%
CTFS
 
16
16%
HomeTrust
 
5
5%
MBNA
 
4
4%
Rogers
 
39
39%
Tangerine
 
0
0%
Another FI (comment in thread)
 
31
31%
[OP]
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May 8, 2009
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Going to the Moon

Who Approved you the Smallest CL?

More of a fun thread. Who approved you for a card, but with the smallest CL you were ever granted?
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61 replies
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Dec 16, 2017
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CND Brain & Hear…
stingy ROGERS!!!!!
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Oct 1, 2011
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My first card--TD Student had like $1000 limit

But as for "real card"--the now deceased Chase Amazon.ca
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peanutz wrote: My first card--TD Student had like $1000 limit

But as for "real card"--the now deceased Chase Amazon.ca
My student MBNA cards started with $2k CL afaik. AmEx gave me $1k when I was already working Thinking Face
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titaniumtux wrote: My student MBNA cards started with $2k CL afaik. AmEx gave me $1k when I was already working Thinking Face
oh I got my Amex after my credit file matured Banknote With Dollar SignSmiling Face With Sunglasses
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Dec 16, 2017
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CND Brain & Hear…
I got AMEX when I almost finished school and they gave me decent 3500 hmm
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Aug 22, 2011
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Center of Universe
CTFS with an initial CL of $500.
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West GTEH!
Cap1 card, 3K CL Angry Face
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Apr 24, 2017
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Rogers MC: 2400
Amex Cobalt: 2000

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Amex Cobalt - MBNA RWE - Brim WE
Amex Platinum - Bonvoy Brilliant Amex - CIBC Aeroplan VIP
Member
Mar 29, 2015
229 posts
73 upvotes
Ottawa, ON
My student card at Scotiabank started with CL of $500, with a chequing hold of $600.
Four years later they bumped it up to $1000, but kept the hold on my account. My brother however set up his first chequing account and they gave him the same card starting at $1000 with no hold :(.
I had to fight through a couple hoops to get the hold removed.
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vkizzle wrote: CTFS with an initial CL of $500.
Lolz. They gave me $2.5k so can't complain.
Webhead wrote: Cap1 card, 3K CL Angry Face
$3k CL ain't all bad.
EdisonL299 wrote: Rogers MC: 2400
Amex Cobalt: 2000

Face With Tears Of JoyFace With Tears Of Joy
Lolz, at least I'm not the only one who got small CL from AmEx.
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PCF gave me $1K :), while even stingy Rogers gave me $8K to start
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mkl38s wrote: PCF gave me $1K :), while even stingy Rogers gave me $8K to start
Lolz I always thought PCF would rather deny credit than grant small CL. Thinking Face
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titaniumtux wrote: Lolz I always thought PCF would rather deny credit than grant small CL. Thinking Face
I think they have something against us :) - my wife also got $1K a year earlier. We thought it was a mistake (i.e. $10K but was misprinted as $1K) so she called and they said yes, that was correct. But then every month, they gave her 5K points if she agreed to have her CL increase by $1K. They did that 3 times, then the last time they didn't offered any point, just an increase, my wife didn't bother to call so they stopped. couple of months back, they too sent me a letter offer some increase (no incentive), so I ignored. I only use PCF WE MC for Loblaws/superstore/Shoppers use, or if they offer some coupons on the account that I could use with the card, so $1K is more than enough
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Nov 8, 2017
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Most started @ 500 for me, I thing RBC was 1K. BMO started 500, and now it's up to 34500 15 years later.
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Dec 3, 2017
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Guelph
Collabria gave me $500 (which makes sense for a student card and a declared income of $0) CIBC also gave me $500 even though I declared an income with them. Every other bank has given me $1000 and nothing more Face With Tears Of Joy
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titaniumtux wrote: My student MBNA cards started with $2k CL afaik. AmEx gave me $1k when I was already working Thinking Face
MBNA was nice to you, I could only dream of a $2000 line Face With Tears Of Joy
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May 11, 2008
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Vancouver
BMO - $1000 when I graduated from college
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Jan 21, 2014
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well most of you got lower CL because of your first card. On the other hand, I have been working for 25+ years and have 10 other CCs with high CLs (highest is TD $36K and Rogers lowest of them all with $10K). Maybe I have too many cards that they have some concern I can not pay so default to $1K CL? Anyhow, I will continue to keep as $1K CL and probably cancel it later

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