Credit Cards

Your highest Credit Card limit?

  • Last Updated:
  • Feb 12th, 2019 12:46 am
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Poll: What's your highest CC CL?

  • Total votes: 142. You have voted on this poll.
<$5k
 
8
6%
$5-14.9k
 
26
18%
$15-24.9k
 
47
33%
$25-34.9k
 
36
25%
$35-44.9k
 
9
6%
$45-54.9k
 
9
6%
$55-64.9k
 
1
1%
$65k+
 
6
4%
[OP]
Deal Addict
Dec 27, 2013
1938 posts
750 upvotes

Your highest Credit Card limit?

This came up several times in various discussions on various threads.. Some people believe that the highest limit on any Credit Card in Canada (not to be confused with Charge Cards such as various AmEx cards that do not have limits) is $50,000. It seems that this is not the case, so what's your highest limit on a credit card in Canada?

The highest limit that I know of is $66,600, so does anybody have more than $66,666.66 perhaps? :)
Last edited by titaniumtux on Jul 20th, 2018 10:53 am, edited 1 time in total.
Reason: Added poll
145 replies
Sr. Member
Dec 28, 2011
987 posts
515 upvotes
Midland
I have seen 200,000 on there own personal card (Worked at a bank). They had over $100,000+ on reward points. #Amazed.
Deal Expert
User avatar
Jan 27, 2004
45424 posts
8443 upvotes
T.O. Lotto Captain
Energie11 wrote: I have seen 200,000 on there own personal card (Worked at a bank). They had over $100,000+ on reward points. #Amazed.
I heard of that... Also when the guy wanted to buy a $200k boat... he was upset that he couldn't raise his $150k limit to $200k...
[OP]
Deal Addict
Dec 27, 2013
1938 posts
750 upvotes
Energie11 wrote: I have seen 200,000 on there own personal card (Worked at a bank). They had over $100,000+ on reward points. #Amazed.
UrbanPoet wrote: I heard of that... Also when the guy wanted to buy a $200k boat... he was upset that he couldn't raise his $150k limit to $200k...
$100K+ in reward points sounds exactly like something that RFDers would want to have :) What bank and what cards were those? Having an MBNA 0% Balance Transfer card with $500K credit limit does not sound too bad at all :)
Deal Addict
Aug 31, 2014
1488 posts
537 upvotes
YVR, BC
my highest limit is 50k on the RBC Avion
Member
Aug 3, 2013
488 posts
288 upvotes
Durham
My highest was over 9000. 10k I believe. BMO world elite.
Deal Addict
Aug 17, 2008
4123 posts
928 upvotes
Sask.
We have always kept refusing credit limit increases, so no idea what they would have ended up being.
Deal Guru
User avatar
Oct 3, 2006
10378 posts
740 upvotes
Toronto
My highest ever was 24k on a RBC Visa. Now it's 15k with Capital One. I don't think there is a hard cap on credit limits on credit cards in Canada. Any imposed limit should be purely artificial and can theoretically be circumvented. I'm sure rich people have access to much higher credit card limits than us regular joes.
Deal Fanatic
User avatar
Nov 2, 2013
5533 posts
1416 upvotes
Edmonton, AB
$14,500 on MBNA.
Consultant, Operator/Trucker
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Deal Expert
Aug 22, 2011
35619 posts
21675 upvotes
Center of Universe
$57K on my Scotia Momentum Visa Infinite.
Deal Addict
User avatar
Apr 2, 2010
2154 posts
1666 upvotes
GTA
Some banks keep offering (if you call in) credit limit increases without hard hits, in my case its RBC & CIBC that have allowed almost consistent increases every 6 months when I call in.
Sr. Member
Nov 29, 2014
680 posts
80 upvotes
Pitt Meadows, BC
Waiting for someone to say infinity.
I play the video games H2, WC3. I bank with low fee or no fee banks like Implicity. If you got questions ask.
Deal Fanatic
Feb 15, 2006
8856 posts
3345 upvotes
Toronto
User230 wrote: Waiting for someone to say infinity.
Some Amex cards had no limit. The Rhinos party campaigned on the promise to pay off the national debt with the Amex card.
Sr. Member
User avatar
Jun 29, 2012
662 posts
171 upvotes
Vancouver
Meh compared to some of yours mine is ***** . This hugest I have 13500 through crappy WM.
Deal Addict
May 18, 2015
1627 posts
628 upvotes
Ottawa,Ont
TheDogAteMyName wrote: Meh compared to some of yours mine is ***** . This hugest I have 13500 through crappy WM.
mine is 12k tangerine

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