Get the moto e5 phone, which retails for $150 - included free when you sign for 2 years. If you cancel before two years, your cancellation fee is whatever remains of the $150/24 months, plus tax. However, factor in referrals at $50 each until Oct 10th.
Sell the moto e5. Pickup a phone through koodo. Never pay full retail price for a phone. Always going on sale, as long as you don't need the latest, greatest phone.